Month: April 2017

Are you prepared?

           We meet with many clients and prospective clients to discuss their life insurance needs. One common thread is the lack of any estate planning.  Most people equate estate planning with the wealthy. Yes, the wealthy need estate planning but don’t be fooled, so do the rest of us.  What is Estate …

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Unsure about Long Term Care Insurance?

According to Medicare, at least 70% of people over 65 will need long-term care services at some point.  Long-term care includes medical and non-medical care for people who have a chronic illness or disability.  Non-medical care includes non-skilled personal care assistance, like help with everyday activities, including dressing, bathing, and using the bathroom. Check out …

Unsure about Long Term Care Insurance? Read More »

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