Unless you grew up in one of the 9 states that doesn’t use the points system on drivers, you are probably well aware of what points are. Points are applied to your license when you are pulled over for a driving violation and can vary depending on the infraction. Going over the speed limit? Probably […]
Auto Insurance Points; Everything You Need to Know Read More »
Having a car accident can be a very traumatic experience especially when it is your first accident. Most car accidents are minor events so we want to give you a few tips. Cell phones can be very helpful in the event of an auto accident. Try to make sure the phone is fully charged
What to do if you are in a car accident. Read More »
Spencer Insurance is committed to Teen Driver Safety. During National Teen Driver Safety Week our agency will be posting valuable tips all week on our Facebook Page about Teen Driver Safety (https://www.facebook.com/spencerinsuranceagency). Check us out. Go to our page and click “Like” so you will be sure to receive these valuable tips. Have you checked
October 19 – 25, 2014 is National Teen Driver Safety Week Read More »
The hot, hazy, lazy days of summer are here. I hope you are having fun taking some time to kick back and relax. Summer is a time to enjoy outdoor activities like golf, boating, fishing, water skiing, swimming and a barbecue. There are a lot of summer toys Summer is the time to enjoy these
Are your “Summer Toys” properly insured? Read More »
While distracted driving includes the use of cell phones, there are many other dangerous driving distractions. In a web post (https://www.travelers.com/prepare-prevent/auto/distracted-driving/distracted-driving-statistics.aspx ), Travelers Insurance talks about the many distractions we face while driving. The bottom line is that anything that takes your eyes off the road is a driving distraction. Here is a list of
Distracted Driving – Not Just Your Cell Phone! Read More »
We are excited to announce our re-designed Spencer Insurance Teen Driver Website designed for the parents of Teen Drivers! This Website is designed specifically to help the parents of teen drivers. I remember the highs and lows of teaching my four children to drive. Actually my wife, Tammy did a much better job of teaching
We are excited to announce our Re-Designed Website for the Parents of Teen Drivers Read More »
Lesson 4 (Sometimes you have to go backward to go forward.) Your teen feels comfortable behind the wheel and with the basic operation of the motor vehicle. In order to demonstrate this skill, have your teen back the car out of the garage. Many teens fear they will scrape the side of the garage while
Teen Driver Lesson #4 Read More »
In Pennsylvania you are required to have car insurance on your car if it is registered. Failure to have insurance on a registered vehicle will result in a fine and loss of registration for 90 days. So unless you are taking the registration off your car (and returning the license plate to the state) you
I am not using one of my cars for a while. Can I remove insurance on this vehicle? Read More »
I don’t have space to discuss all 7 Costly Mistakes. Check out the full Report on our Website. I want to concentrate on the 3 Most Costly mistakes parents make when buying car insurance for teen drivers. #3 Insuring your home and cars with 2 different agents – If you insure your home and cars with
7 Costly Mistakes Parents Make When Buying Insurance For Teen Drivers Read More »
Hopefully your agent has an Emergency Contact Program in place. What is an Emergency Contact Program? Imagine this. Disaster strikes – and we don’t know how to find you. Here are just a few examples of how the Emergency Contact Program can prevent or help resolve disasters: A mother and two young children were in
Can we find you when there is an Emergency? Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
