Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following various ways a DUI can affect your insurance premiums point out why it’s […]
The Ripple Effect: How a DUI Can Impact Your Insurance Rates Read More »
Before you decide whether to buy a new or used car, it’s important to consider the reasons you’re making the purchase. If you’re simply looking for an economical mode of transportation, a used car may be an option. Price isn’t everyone’s top priority, however. Many buyers are willing to pay extra for a car that’s
Should I Buy A New or Used Car? Read More »
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Spencer Insurance Agency, Inc. will help you understand
Auto Insurance Costs Read More »
The Fall Season can be a beautiful time of the year in our area. With cooler temperatures and the leaves changing, the fall is a great time of the year to get out of the house and enjoy the outdoors. Fall is also a great time to prepare for those cold winter days that are
Fall Maintenance Tips for your Home and Auto Read More »
Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so. Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect data by using a cell phone app or a small
SAFE DRIVING MEANS SAVING MONEY Read More »
If you don’t have a driver’s license, then you don’t need auto insurance. Seems reasonable – you wouldn’t buy a flight out of the country without your passport. However, you can buy insurance without a license, so the option exists. It must exist for some reason, right? There are a couple reasons and they are
Buying Auto Insurance When You Don’t Drive Read More »
Having the proper items in your car during the winter can be the difference between life and death during a critical situation. The items listed below can help provide comfort and save your life. Along with the following items, you’ll want to be sure you have a fully charged phone before hitting the road. This
Emergency Preparedness Winter Car Kit Read More »
Unless you grew up in one of the 9 states that doesn’t use the points system on drivers, you are probably well aware of what points are. Points are applied to your license when you are pulled over for a driving violation and can vary depending on the infraction. Going over the speed limit? Probably
Auto Insurance Points; Everything You Need to Know Read More »
Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To keep your car running and avoid potentially costly breakdowns, you should get into the habit of conducting these regular vehicle maintenance tasks. Change the
Routine Vehicle Maintenance Read More »
Emergency Preparedness Winter Car Kit Having the proper items in your car during the winter can be the difference between life and death during a critical situation. The items listed below can help provide comfort and save your life. Along with the following items, you’ll want to be sure you have a fully charged phone
Emergency Preparedness Winter Car Kit Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
