christmas tree Archives - Spencer Insurance Agency, Inc

As the holidays decorating season approaches, some safety tips. . .


Candles, fires (indoors in your fireplace and outdoors in your fire pit), strands of lights and Christmas Trees can make your home look beautiful for the holiday season. Be extra careful during this time of year. Remember most home fires occur during the winter months so we want to share some safety tips.

  • If you use a live Christmas tree make sure it is properly watered. Check out this video which shows dramatically the fire danger for a dry tree and one that is properly watered.
  • FEMA Video sharing winter fire prevention tips.
  • Check out the Spencer Insurance Winter Tips for some tips for:
    • Driving in winter conditions
    • Preparing an emergency kit for car and home
    • Preparing your teen driver to drive in winter conditions
    • Taking time during the winter when you are inside more to review your finances

The severity of our winters change each year.  Even the Farmer’s Almanac can’t get it right all the time.  So take some time now to prepare so you are ready for that blizzard or ice storm.  Hope I didn’t jinx us.

Contact us with any questions or if you would like a review of your insurance.

Have a wonderful winter.

Real or Artificial Christmas Tree?


The age old question. Real or Artificial?

I for one like the real Christmas tree.  Yes, they can be messy but they throw off that great scent.

There are a lot of factors that go into the debate.  Which is better for the environment, costs, cleanliness, safety and convenience.  I am sure you have your side of the debate.

Here is a good article by Science 2.0 that touching many items in the great debate.  Let us know what you think by commenting below.

As insurance agents, Spencer Insurance Agency wants you to have a wonderful and safe Christmas season.  Check out this article from the Texas Insurance Department on Christmas safety tips.

We wish all of you a wonderful Christmas season. Contact us for your insurance needs.

Merry Christmas!

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I wish all of you and your families a Merry Christmas and wish you all the best for 2015!

For the Spencers, Christmas is a time to celebrate and reflect on the birth of Jesus. It is a special time that we are blessed to be able to spend with family and friends. Tammy and I have been fortunate to have four beautiful grandchildren. There is nothing like having young children around to enjoy Christmas. It brings back the days when our children were young.

No matter how you celebrate Christmas I hope all of you are able to spend some quiet time with family and friends. Take a break from the busy holiday season to sit back and enjoy it. Have a wonderful holiday season and we wish you the best for 2015!

Christmas Tree Safety Tips

For many people, decorating the Christmas tree is a favorite part of the holiday. We’d like to share some safety tips from the National Safety Council to make sure a mishap doesn’t spoil your holiday season.

Christmas Trees:

  • A real tree can add to the spirit of Christmas by filling your home with beauty and the scent of pine. But a real tree can also pose a fire hazard. Each year, more than 400 residential fires involve Christmas trees and tragically, nearly 40 deaths and 100 injuries result from those fires.
  • Try to select a fresh tree by looking for one that is green. The needles of pines and spruces should bend and not break and should be hard to pull off the branches. On fir species, a needle pulled from a fresh tree will snap when bent, much like a fresh carrot. Also, look for a trunk sticky with sap.
  • Cut off about two inches of the trunk and put the tree in a sturdy, water-holding stand. Keep the stand filled with water so the tree does not dry out quickly.
  • Stand your tree away from fireplaces, radiators and other heat sources. Make sure the tree does not block foot traffic or doorways.
  • If you use an artificial tree, choose one that is tested and labeled as fire resistant. Artificial trees with built-in electrical systems should have the Underwriters Laboratory (UL) label.
  • An average of 210 home structure fires begin with Christmas trees and result in 24 fire deaths, 27 fire injuries and $13.3 million in property damage.

Tree Lights:

  • Only use indoor lights indoors (and outdoor lights only outdoors). Look for the UL label. Check lights for broken or cracked sockets, frayed or bare wires, or loose connections. Replace or repair any damaged light sets.
  • Also, use no more than three light sets on any one extension cord. Extension cords should be placed against the wall to avoid tripping hazards, but do not run cords under rugs.
  • Turn off all lights on trees and decorations when you go to bed or leave the house.

Tree Ornaments:

  • Always use the proper step stool or ladder to reach high places.
  • Read labels before you use materials that comes in jars, cans and spray cans.
  • Never place lighted candles on a tree or near any flammable materials.
  • Avoid placing breakable tree ornaments or ones with small, detachable parts on lower branches where small children or pets can reach them.
  • Do not hang popcorn chains and candy canes on the tree when small children are present. They may think that other tree ornaments are also edible.

All of us at Spencer Insurance Agency, Inc. hope you have a wonderful holiday season.  For more safety tips scroll down through our blogs:


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