cost of long term care Archives - Spencer Insurance Agency Inc.

Understanding Long-Term Care Insurance: A Vital Investment for the Future

In today’s world, where life expectancy is increasing and healthcare costs are rising, planning for long-term care is a critical aspect of financial well-being. Long-term care insurance is a specialized policy designed to provide coverage for extended care services, offering individuals peace of mind and protection against the potentially overwhelming costs associated with chronic illnesses, […]

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Is Long Term Care Insurance right for you?

Featured / Charlie Spencer

In less than 10 years, all of the nearly 70 million baby boomers will have reached the age of 65. As this massive generation starts to reach an age where extended care is needed, how will families shoulder the cost. Long-term care insurance (LTCI) can be an integral part of any family’s plan no

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Is Long Term Care Insurance right for me?

Featured / Charlie Spencer

October is Long Term Care Insurance Awareness Month. Traditional long term care (LTC) insurance policies have become less popular as the renewal cost rose each year making them unaffordable in many cases. When LTC insurance policies were first introduced there was not much data on claims so a lot of assumptions were used. As

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Is Long Term Care Insurance right for you?

Featured / Charlie Spencer

Is Long Term Care Insurance right for you? You need to ask that question. Well tax day, April 15, 2019, is behind us now. Taxes are paid or you received an extension. Taxes are bittersweet. They take money out of our pockets but yet provide much needed services. I don’t have a problem paying my

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What is the #1 threat to your retirement savings?

Featured / Charlie Spencer

Even if you are in your thirties or forties you need to pay attention to this article. Your future retirement assets are at risk too. You insure your homes yet there is only a 1 in 300 chance of a house fire. You insure your cars and yet there is only a 1 in

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Want to protect your retirement assets from the #1 threat?

Featured / Charlie Spencer

You have worked all your life to accumulate a nice nest egg. Don’t let long term care expenses wipe out your nest egg in a few years! Did you know. . . · Chance of a house fire is 1 in 300 · Chance of an auto accident is 1 in

Want to protect your retirement assets from the #1 threat? Read More »

Unsure about Long Term Care Insurance?

Featured / Charlie Spencer

According to Medicare, at least 70% of people over 65 will need long-term care services at some point. Long-term care includes medical and non-medical care for people who have a chronic illness or disability. Non-medical care includes non-skilled personal care assistance, like help with everyday activities, including dressing, bathing, and using the bathroom. Check out

Unsure about Long Term Care Insurance? Read More »

November is Long Term Care Insurance Awareness Month

Featured / Charlie Spencer

We all insure or homes. Did you know the chance of a house fire is 1 in 300? We all insure our cars. Did you know the chance of an auto accident is 1 in 30? Do you insure your retirement assets? Probably not but you spend a lifetime building these assets. Did you know

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Confused about Long Term Care Insurance?

Life insurance, Value Added Services / Charlie Spencer

I am not surprised when I hear people say that Long Term Care Insurance is so confusing that they do nothing. One of the problems is that too many agents make it confusing. It is very simple. Ask yourself “How much of my retirement assets do I want to protect form long term care expenses?”

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Are you concerned about Long–Term Care? You should be!

Value Added Services / Charlie Spencer

According to Medicare, at least 70% of people over 65 will need long-term care services at some point. You should start preparing for Long Term Care while still in your 40s and 50s. Long–Term Care includes medical and non–medical care for people who have a chronic illness, disability or cognitive impairment. Non–medical care includes non-skilled

Are you concerned about Long–Term Care? You should be! Read More »

cost of long term care

Understanding Long-Term Care Insurance: A Vital Investment for the Future

Is Long Term Care Insurance right for you?

Is Long Term Care Insurance right for me?

Is Long Term Care Insurance right for you?

What is the #1 threat to your retirement savings?

Want to protect your retirement assets from the #1 threat?

Unsure about Long Term Care Insurance?

November is Long Term Care Insurance Awareness Month

Confused about Long Term Care Insurance?

Are you concerned about Long–Term Care? You should be!

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