drivers education - Spencer Insurance Agency, Inc

Fall is here and so are the Spencer Agency’s fall safety tips!

Fall Auto and Home Maintenance - Abington, Glenside, Jenkintown Homeowners Insurance company Spencer Insurance

 

As summer comes to a close I ask “will we get rid of this rain and humidity.”  I am looking forward to some crisp fall days and seeing the beautiful change of the color of the trees.

But it would not be fall without Spencer’s fall safety tips.   Check these tips out so you can prevent future claims. This fall section has tips on how to prepare your car and home for fall and winter.  It also has some teen driver tips for parents of teen drivers.

       

Lastly, September is Life insurance awareness month so I have some tips on how to protect your family with life insurance.  Tips on what you need to do with your life insurance if you are getting married or divorced. Rachel will tell you why you should not delay purchasing life insurance.

As always just contact us if you have any questions or concerns.  “Your protection and peace of mind is our only business.”

Do you know someone who is a parent of a teen driver . . .

If you have a teen driver continue reading.  If not, forward this message to a friend or family member who is a parent of a teen driver.  You will be doing them a favor.

I remember when my four children were teen drivers. My head was spinning. I had to teach them how to drive safely and pay those high rates for car insurance.  Now that I have grandchildren I look forward to watching my children navigate through this process.

Spencer Insurance has help for parents of teen drivers.  Check out our website designed just for parents of teen drivers.

What is on the website?

  • A list of driving schools – email us if you know another good one.
  • Tips and suggestions
    • Parent – teen driving contract
    • 101 Safe Teen Driving Tips
    • 7 costly mistakes parent make
  • Links to the PA, NJ and DE motor vehicle sites to learn how to get a permit
  • A link to our “Safe Teen Driving Course”

Spencer Insurance understands this is an important and stressful time.  Let us help you navigate through this process.

Please contact us with any questions you may have.

“Your Protection and Peace of Mind is our only Business.”

 

Know someone who has a teen driver?

teen-driver5

Spencer Insurance has a website just for the “Parents of Teen Drivers.” Check it out.

The website is rich in tips on how to prepare your teen to become a safe driver. We team with parents to help them with some content when you spend the hours needed practicing before your teen can take the exam. We have 16 hour long steps on topics a teen needs to know before they start driving. Get our “Safe Teen Driver Course.”

Check out our Parent/Teen driving contract so your child knows the consequences of certain driving behaviors. We also have links to the surrounding states Department of Motor Vehicles so you can know the law.

Call our office when your son or daughter gets their permit and we will send you our “Teen Driver Kit.”

We wish you the best in teaching your child to become a safe teen driver.

School is out! Time for that talk with your teen driver. . .

teen-driver5
Summer brings a break from school and an increase in the time your teen drivers spend in the car.

Here are a couple tips:

  • Spend some time with your teen driver in teaching them how to merge onto an expressway or interstate highway and practice changing lanes. Many of us will travel to vacation spots and use interstate highways. Why not use this as a teaching moment for your teen driver.
  • Set the rules for Teen Driving. Remind them of the National Highway Traffic Safety Administrations “5 to Drive Rules.”
    1. No cell phones while driving
    2. No extra passengers
    3. No Speeding
    4. No Alcohol
    5. Always buckle up.

Most accidents are caused by driver inattention and distraction. Stress safe driving habits with your teen driver.  Review the parent/teen contract on our website to set expectations for your teen driver. For more tips for parents of teen drivers go to our website at www.spencerinsurance.com.  This website is full of information for the parents of teen drivers.

 

Have a safe an enjoyable summer!

 

We are excited to announce our Re-Designed Website for the Parents of Teen Drivers

We are excited to announce our re-designed Spencer Insurance Teen Driver Website designed for the parents of Teen Drivers!
This Website is designed specifically to help the parents of teen drivers. I remember the highs and lows of teaching my four children to drive.  Actually my wife, Tammy did a much better job of teaching our children how to become safe drivers.  I wish we had the tools available to you when Tammy and I were teaching our four children to drive.
On the website we have many tools to help you:

Make sure you talk to us about reviewing your auto insurance policy to make sure you have the proper coverage now that you have teen drivers.  I would also recommend you purchase an umbrella policy.  Call us today at 215-885-2200for a review of your coverage!

Your friends at Spencer Insurance Agency, Inc.,

Teen Driver Lesson #4

Picking up the keys

Lesson 4

(Sometimes you have to go backward to go forward.)

Your teen feels comfortable behind the wheel and with the basic operation of the motor vehicle.  In order to demonstrate this skill, have your teen back the car out of the garage.  Many teens fear they will scrape the side of the garage while backing the car out because they are not truly comfortable with the vehicle dimensions.

Safety Tip:  Make sure the garage door is all the way up!

 

 

You are now ready to take your teen on the road and put to use some of the skills they have learned.  This lesson should be performed in a small neighborhood where there is minimal vehicle and foot traffic.

For the first time they may encounter another moving vehicle or a vehicle parked at the side of the road.  Try to remember the anxiety you felt the first time you approached an oncoming vehicle.  It is imperative the teen have a “feel” for the dimensions of their car.

Practice defensive driving.  Teach your teen to anticipate probable problem situations.  For example, scan the sides of the road for small children that may dart onto the road.   Anticipate that a parked car may suddenly pull out in front of you from the side of the road.

Turning is much different on the road from an empty parking lot.  Practice making turns at an intersection both from a stop and while moving.  Many teens struggle with gauging when to start turning, applying brake pressure and accelerating out of a turn.  Again, finish the lesson with your teen acting as the instructor.

Lesson #4

(Neighborhood with minimal traffic)

Orientation

(15 Minutes)

Grade

(A, B, C)

Comments, Praise   and

Areas of   Improvement

 

Review   Previous Lesson

   
 

Safety   Check

   
 

Discuss   Today’s Lesson

   

Driving Experience

( 1 Hour)

Grade

(A, B, C)

Comments, Praise   and

Areas of   Improvement

Introduce   New Skill:

Garage   Parking

   
 

Backing   Out of Garage

   
 

Parking   in Garage

   
 

Backing   Down Driveway

   
Introduce   New Skill:

Driving   in Neighborhood

   
Approaching   an Intersection    
 

Passing   a Parked Car

   
 

Oncoming   Car

   
 

Turning   a Corner

   

Review

(15 Minutes)

 

Comments, Praise   and

Areas of   Improvement

 

Garage   Parking

   
 

Neighborhood   Driving

   
 

Parking

   

Call us at 215-885-2200 for more tips for the Parents of Teen Drivers. Check out our Parent of Teen Driver Website.

 

 

Tools for the Parents of Teen Drivers – Lesson #3

Picking up the keys

Lesson #3

(Parking… and we don’t mean at the drive-in!)

Most new drivers are afraid to park the car because they are not comfortable judging the distance from their bumper to the other car.  If the braking exercises were effective in Lesson 2, your teen may be doubly apprehensive.  However, before they can venture onto the road, they must be comfortable with all the dimensions of the vehicle.

For this exercise practice all types of parking.

Safety Tip:  Begin your parking exercises by using empty plastic trash cans to designate the other vehicles.

 

Don’t forget to show your teen how to set (and take off) the parking brake when parking on a hill.

 

Lesson #3

(Parking Lot)

Orientation

(15 Minutes)

Grade

(A, B, C)

Comments, Praise   and

Areas of   Improvement

 

Review   Previous Lesson

   
 

Safety   Check

   
 

Discuss   Today’s Lesson

   

Driving Experience

( 1 Hour)

Grade

(A, B, C)

Comments, Praise   and

Areas of   Improvement

Introduce   New Skill:

Parking

   
 

Straight   In Parking

   
 

Angled   Parking

   
Parallel   Parking (Use Trash Cans as Cars)    
 

Parking   on a Hill

   
 

Practice   Backing

   

Review

(15 Minutes)

 

Comments, Praise   and

Areas of   Improvement

 

Parking

   
 

Scanning   the Road

   
 

Blind   Spot

   

 

 

Additional Comments:

 

 

Skills to review for next lesson:


Tools for the Parents of Teen Drivers – Lesson 2

Picking up the keys

Lesson 2

(No shopping cart races)

Start this lesson with a review of Lesson 1 and summarizing the skills you will be teaching today.  The emphasis of this lesson should be on vehicle control and stopping the vehicle.

While driving it is important to be aware of where all the vehicles are on the road.  In order to monitor the other vehicles on the road, a driver must effectively utilize his/her mirrors.  This would be a good time to demonstrate the blind spot.  While the auto is parked, stand in the blind spot to help your teen adjust the side mirrors.  They will not realize until you physically show them this spot is real!  Note:  the side mirrors need to be adjusted out, you should only see a TRACE of the side of the auto.  The KEY is what is next to the auto and outwards.  The teen needs to KNOW all autos are different; some vehicles have larger blind spots than others.

Safety Tip:  Apply the small convex mirrors to both side mirrors. These mirrors increase the view TREMENDOUSLY!

                      

One of the top 5 mistakes teens make is following too closely.  They do not realize the distance it takes to stop a vehicle.  Once your teen is feeling a little more comfortable behind the wheel, have them simulate an emergency stop.

Safety Tip:  Walk off the distance it takes to stop the vehicle from various speeds.  Try using the marked white lines or bring a few cones to mark the distance. This process will help your teen realize just how long it takes to stop the car.  Stress how the distance will increase at highway speeds.

 

Most vehicles on the road today are equipped with the ABS (Anti-Locking Brake Systems) safety feature.  Try to engage this safety feature today.  Depending on the size of the parking lot you are using, this may be difficult to do.  However, it is important for your teen to experience this safety feature in a controlled environment for the first time.

Lesson # 2

(Parking Lot)

Orientation

(15 Minutes)

Grade

(A, B, C)

Comments, Praise   and

Areas of   Improvement

Review   Previous Lesson

Safety   Check

Discuss   Today’s Lesson

Driving Experience

( 1 Hour)

Grade

(A, B, C)

Comments, Praise   and

Areas of   Improvement

 

 

Review   Starting

Review   Stopping

Review   Turning  Introduce   New Skill:  Scanning the Road

Scan   Forward

Scan   Side to Side

Blind   Spot

Use   of Mirrors  Introduce   New Skill:

Backing

Backing   Straight

Turning   While Backing

Review

(15 Minutes)

 

Comments, Praise   and

Areas of   Improvement

Scanning   the Road (Anticipating Problems)

 

Backing

Good   Points

 

Additional Comments:

Skills to review for next lesson:


Tools for the Parents of Teen Drivers – Lesson #1

Picking up the keys

Lesson #1

(Letting Go is hard to do!)

Safety Tip:  MAP or visually locate the POLES and other FIXED obstacles in the parking lot.  Locate pedestrians, bikers and boarders. DO not forget, you might be sharing the parking lot.

Start slowly by taking your teen to a deserted school or church parking lot.   The first day should be conducted under ideal driving conditions.  Find a place with wide open space and no traffic.  Limit their speed to no more than 15 mph.

Make sure your teen is comfortable accelerating, braking and turning.  The object of this lesson is for them to become comfortable behind the wheel and feel in control of the vehicle before driving on a public road.  It is imperative that you correct any improper use of technique before a habit can be formed.

This is a learning experience for your teen as well as for you, as an instructor.  Determine your teens’ skill level and observe how your teen learns.  One of the most common mistakes you can make as an instructor is to assume your teen is familiar with driving or the operation of the vehicle.

Safety Tip:  Driving instruction is NOT just while the teen drives. YOU should be engaging the teen driver while you drive (even the pre-teen).

Start the lesson with you acting as the instructor and end the lesson with your teen acting as the instructor.  One of the best ways to learn a subject is to teach the subject.  By reversing roles, your teen will be demonstrating their full comprehension of the lesson.

This lesson may need to be repeated several times before both of you are comfortable venturing onto a public road.   There is no need to rush this phase of the process.  Make sure your teen is comfortable behind the wheel before moving on to the next set of skills.

   Safety Tip:  Use games to teach your teen about driving.  For example:

  1. Spot the loser – Identify the worst driver on the road.  Have your teen explain the errors the driver is making.
  2. Count the errors – See how many errors you can see other drivers make.
  3. Predict the move – try to predict the next move of the other vehicles on the road.

Your teen is and HAS BEEN thinking driving is easy. They do NOT know all the decisions you make as you drive down the road.  Don’t just tell them; tell them WHILE you are processing the decisions.

 

Lesson #1

(Parking Lot)

Orientation

(15 Minutes)

Grade

(A, B, C)

Comments, Praise and

Areas of Improvement

 

Vehicle Safety Check

   
 

Adjust Seat & Mirrors

   
Review Vehicle Controls & Gauges    

Driving Experience

( 1 Hour)

Grade

(A, B, C)

Comments, Praise and

Areas of Improvement

 

Starting the Engine

   
Engaging the Transmission    
 

Use of Mirrors

   
 

Moving Forward

   
 

Acceleration

   
 

Braking

   
 

Stopping Distance

   
 

Turning

   
 

Orientation on the Road

   

Review

(15 Minutes)

 

Comments, Praise and

Areas of Improvement

 

Stopping Distances

   
 

Orientation on the Road

   
Scanning the Road (Anticipating Problems)    
 

Good Points

   

 

Additional Comments:

 

Skills to review for next lesson:


Tuesday’s Tip for Parents of Teen Drivers

Picking up the keys

It is important for the parents of teen drivers to have an ongoing discussion with their teenage driver about the importance of teen driver safety. Coming up with strategies to assist your teen driver is a big task.  However, we can help you.

We have several tools for you to help with teen driver safety and teen driver education. One of our best is the “Teenager-Parent Driving Contract” and the “Family Driving Rules & Consequences.”  Both of these documents are related to each other.

Driving is a privilege not a right.  This should be drilled into your teen driver.  This is State law and should also be the law in your household.  You can take the keys away from your teen driver if necessary.

By reviewing the Teenager-Parent Driving Contract and the Family Driving Rules & Consequences both you and your teen will have an understanding of their responsibilities when driving and the consequences should they not follow the rules.

Get a copy of these documents from our website or call us at 215-885-2200  and we will be glad to send you a copy.  Feel free to edit and make changes to these documents so they fit your household.

The least that is accomplished through this process is that you and your teen driver will have no questions about the consequences of unsafe driving.  There will be no surprises when consequences are handed out.  Hopefully, the process will have your teen driver review safe driving tips that could help avoid a costly accident and protect your child. Call us to find out other ways we can assist you when discussing Teen Driver Safety.

Share with ideas you used while training your teen driver.  Comment below.

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