I didn’t know you sold life insurance. Those are words I hate to hear. Okay, now you know! Spencer Insurance sells life, disability and long term care insurance too. My specialty at the agency is in these coverages. I started my insurance career with John Hancock in the late 80s before joining my Dad’s agency. […]
The words I hate to hear. . . Read More »
If you work for a larger employer you may receive some group life and long term disability benefits. You probably ask yourself “Should I purchase the supplemental life insurance that is offered? Spencer Insurance Agency wants to help you make this important decision. There are times it makes sense to purchase this coverage and times
Has your Open Enrollment period begun? Read More »
We meet with many clients and prospective clients to discuss their life insurance needs. One common thread is the lack of any estate planning. Most people equate estate planning with the wealthy. Yes, the wealthy need estate planning but don’t be fooled, so do the rest of us. What is Estate
Once a year most companies that provide group benefits have a period called “Open Enrollment. “ This is a brief time when you can change your benefit options with limited medical underwriting. For example if you previously elected not to have Group Long Term Disability Insurance you now have another chance to
Open Enrollment – An important time of the year. Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
