Fall home maintenance tips - Spencer Insurance Agency, Inc

Updated Fall Section of our Website now available

Updated Fall Section of our Website now available 

As summer comes to an end and the season of fall begins I wanted to share with you some Fall Safety Tips.  I updated this section with some valuable tips on what you can do today to prevent claims as winter approaches.

You will find home safety tips, car safety tips and teen driver safety tips.  And, since September was Life Insurance Awareness month I included some life insurance tips.

As always contact us if you would like more information or have any questions.

Let me know what you think of this section.

Enjoy the Fall!

 

 

 

Fall Home and Auto Maintenance Tips: Get your home ready for winter while the weather is still nice.

fall season

This is the time for Fall Home and Car Maintenance. What a beautiful Fall Season we are having this year.  The colors are beautiful and I can’t remember it being in the 70s during November. But don’t be fooled, winter is coming.

Spencer Insurance Agency has some Fall Maintenance Tips for you.  Now is the time to do these simple tasks to prevent damage to your home during the winter months. So get outside while it is still nice and prepare your home for winter .Check out our Fall Maintenance Tips on our website.

Is your car ready for winter?  Do you have a winter emergency  kit in your car?  Like your home, your car also needs some attention before winter hits.  Check out our Fall Maintenance Tips on our website.

If you have some additional tip post them on our agency’s Facebook page. Make sure you “Like” our page.  We would also love to see Halloween pictures of your children and grandchildren.  Upload them to our Facebook Page. Enjoy the rest of the Fall.  Hopefully it will be a mild winter.
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Daylight Saving Time ends and some Fall Home Mainenance Tips. . .

clocks back for DST end

 

Daylight Savings Time ends this weekend.  Don’t forget to set back your clocks so you can enjoy that extra hour of sleep.

Now that you are rested take action to protect your family by replacing all the batteries in your home’s smoke and carbon monoxide detectors.  How many times do we hear about a row home in Philadelphia that caught fire and someone died in the fire?  There were no working smoke detectors. Go out, buy a bunch of batteries and replace them now.  It could end up being the best money you spent.

Here are some Fall home maintenance tips to help you avoid possible claims.  Even if you have the proper protection, filing a claim is still an inconvenience.  Plus most homeowner’s insurance deductibles are $1,000.  So take these steps now to prevent the loss:

  •  Clear all leaves from your gutters and nearby storm drains to prevent water backup
  • Inspect your roof for damage or loose shingles
  • Trim trees and bushes that are rubbing against your house or roof.
  • Turn off all your outside faucets and hose connections to prevent pipes freezing and bursting.
  • Have a professional tune up your furnace, wood stove and chimney to prevent explosions, fires and puff-backs.
  • Test your sump pump to make sure the battery is working.  Consider a battery back-up if you do not have one.  Google “how to test a sump pump.”
  • Winterize the lawn mower so it works next Spring.
  • Get ready for winter
    • Make sure you have enough shovels and ice melt
    • Put your snow removers and ice scrappers in the car.
    • Tune up the snow blower before you need it.
    • Check out this website for more winter tips.

At Spencer Insurance Agency we want to help you with ways to reduce your insurance costs.  Regular home maintenance is one of the best ways to save on Homeowner’s Insurance.  For more tips on saving money on your homeowner’s insurance check out our report: Spencer’s Tips: How to Save Money And what you need to know about your Homeowner’s Insurance.

 

Remember, The True Cost of Insurance includes what you need to pay out of pocket because you did not have the right protection.

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