insurance review - Spencer Insurance Agency, Inc

Life changes, did you update your insurance?

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There are many life changing events during our lifetime.  Have you considered how these events affect your insurance coverage?

As agents we review your needs when we meet with you. However, unless you tell us about these life changing events when they happen we will not know to update your coverage.  This could leave you and your family very vulnerable.

Here are examples of some life changing events:

  • Getting Married or divorced
  • Child leaving to live at college
  • New teen driver
  • Remodeling your house
  • Downsizing and preparing for retirement
  • Buying a new home or car
  • Moving to a assisted living or nursing home facility

These are just a few.  Check out the “Life Changing Events” section of our website for more information.

Contact us today for an insurance review.

Are you prepared? Stop Procrastinating!

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We all have good intentions, but something always seems to get in the way of doing what is important in our lives.

I run into a lot of busy people in my business.  I will call a client to review their insurance and the client will tell that is a good idea BUT this week is bad because . . . (you fill in the blank).  I hear excuses like money is tight, kids have baseball, family obligation, no time, and we are busy.

All these things may be true but you cannot let them interfere with protecting your family.

Life insurance is an important part of the financial security for a family.  Life Insurance will never replace the life of a parent or spouse; however it can provide you the money you need to continue your life with your family after the loss of a loved one. 

Losing a loved one is tragic, but losing your source of family income can also be tragic.  By providing the right protection for the surviving spouse, that spouse can continue to take care of the hectic family schedule.

Having the right auto and homeowner’s coverage is also essential.  Protecting your assets helps you to continue to provide for your family.

Our goal is to make sure you have the right coverage in place so that at a time of loss you can worry about the important things in your life,  your family.  As one of our clients put it:

“I experienced a total loss as a result of a house fire.  The very trying time was eased greatly by Spencer Insurance.  I had the proper coverage.  The claims were settled quickly, including a check the following day that we used to start buying the necessities.  My complete energy was used to help my three daughters understand and cope.  I am very thankful that the money end of it was made very easy and I knew that we would fully recover financially.  I hope that no one would have to go through such a loss, but having the proper coverage and a great agency with personal service behind you helps you deal with the more important issues.”

                              Richard W. Simmons, Blandon, PA

We take great pride in making sure you have the right coverages in place for your situation.  Whether it is life, disability, long term care, auto, home or business insurance, we want to make sure you have the right coverage in place so that you can concentrate on taking care of your family after a loss.

Don’t Procrastinate! Take care of this today!  We make it easy for you.  Give us a call and our staff will be there to set up this review.  On our website  you will find a renewal check list.  Go to www.spencerinsurance.com and click on the resources tab. This check list will ask you several important questions and allow you to tell us what is important to you.  Fill out the check list and send it back to us by email, mail, or fax.

  If that tragic loss does occur you will be very relieved to know that you have prepared for it.  Call us today at 215-885-2200.

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