Charity Spotlight In December our agency lost a good friend, Joan’s Mom, Marie Schneider. We would like to remember Marie with a donation in her memory to the Alzheimer’s Association’s Delaware Valley Chapter. During the months of January and February, Spencer Insurance Agency will highlight the Alzheimer’s Association Delaware Valley Chapter and for every referral […]
Charity Spotlight for January/February Read More »
I am not surprised when I hear people say that Long Term Care Insurance is so confusing that they do nothing. One of the problems is that too many agents make it confusing. It is very simple. Ask yourself “How much of my retirement assets do I want to protect form long term care expenses?”
Confused about Long Term Care Insurance? Read More »
This may not be as unlikely as you think! A recent article in Forbes highlighted this issue. To view the entire article goes to: http://www.forbes.com/sites/northwesternmutual/2014/02/03/who-will-pay-for-moms-or-dads-nursing-home-bill-filial-support-laws-and-long-term-care/. One of the byproducts of new medical technology is longer life expectancies. In the past a stroke, heart attack or cancer may have killed us. Now with new medical
Can you be forced to pay Mom or Dad’s Nursing Home Bill? Read More »
According to Medicare, at least 70% of people over 65 will need long-term care services at some point. You should start preparing for Long Term Care while still in your 40s and 50s. Long–Term Care includes medical and non–medical care for people who have a chronic illness, disability or cognitive impairment. Non–medical care includes non-skilled
Are you concerned about Long–Term Care? You should be! Read More »
This is the time of year we start looking ahead and planning for the future. We make resolutions and set goals. There are many items you need to evaluate as your prepare for retirement. You need to review your auto and homeowner’s insurance to make sure you are taking advantage of all discounts and
I am preparing for retirement and downsizing. How does that affect my insurance? Read More »
November is Long-Term Care Awareness Month. Even the U.S. Congress has urged “the people of the United States to recognize (this) as an opportunity to learn more about the potential risks and costs … and the options available.” We’re proud to support this important educational campaign. Smart reasons to think about long-term care as part
You’re NOT too young to plan NOW for long-term care Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
