If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Spencer Insurance Agency, Inc. will help you understand […]
Auto Insurance Costs Read More »
Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so. Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect data by using a cell phone app or a small
SAFE DRIVING MEANS SAVING MONEY Read More »
If you don’t have a driver’s license, then you don’t need auto insurance. Seems reasonable – you wouldn’t buy a flight out of the country without your passport. However, you can buy insurance without a license, so the option exists. It must exist for some reason, right? There are a couple reasons and they are
Buying Auto Insurance When You Don’t Drive Read More »
Unless you grew up in one of the 9 states that doesn’t use the points system on drivers, you are probably well aware of what points are. Points are applied to your license when you are pulled over for a driving violation and can vary depending on the infraction. Going over the speed limit? Probably
Auto Insurance Points; Everything You Need to Know Read More »
Summer brings a break from school and an increase in the time your teen drivers spend in the car. Here are a couple tips: Spend some time with your teen driver in teaching them how to merge onto an expressway or interstate highway and practice changing lanes. Many of us will travel to vacation
School is out! Time for that talk with your teen driver . . . Read More »
We hear this question often from our clients. Car insurance rates for all companies have increased over the last few years and I’d like to address some of the reasons: While technology in cars can make them safer on the road, it also adds to the cost to repair the car. My new Camry
“Why did my car insurance rates go up when I haven’t any accidents or claims?” Read More »
As summer comes to a close I ask “will we get rid of this rain and humidity.” I am looking forward to some crisp fall days and seeing the beautiful change of the color of the trees. But it would not be fall without Spencer’s fall safety tips. Check these tips out so you
Fall is here and so are the Spencer Agency’s fall safety tips! Read More »
You may have noticed your auto rates increasing. Why are my rates going up you may ask? I have had no accidents. We have noticed too. Spencer Insurance Agency wants you to know we keep an eye on industry trends to make sure our clients are getting the coverage they need at a competitive
You may have noticed your car insurance rates increasing. Read More »
If you have a teen driver continue reading. If not, forward this message to a friend or family member who is a parent of a teen driver. You will be doing them a favor. I remember when my four children were teen drivers. My head was spinning. I had to teach them how to drive
Do you know someone who is a parent of a teen driver . . . Read More »
Enjoy the Holidays and protect your home from accidental fires. With all the decorating that goes on around our homes this holiday season we need to make sure we protect our homes from accidents and fires. This video discusses some of the dangers that lurk this holiday season. In addition, check out
Did you know the winter holiday season is the peak season for home fires? Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
