Spencer Insurance Agency Inc.

The Ripple Effect: How a DUI Can Impact Your Insurance Rates

Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following various ways a DUI can affect your insurance premiums point out why it’s

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The Importance of Love and Insurance: Protecting Your Valentine’s Day Gifts

February is the month of love, and as we exchange tokens of affection on Valentine’s Day, it’s crucial to consider how to protect those special gifts. While the sparkle of jewelry or the allure of the latest gadgets can warm our hearts, ensuring their protection with the right insurance coverage can bring peace of mind

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Preparing for Life’s Unexpected Events: The Importance of Personal Umbrella Insurance

Life is full of surprises, and not all of them are pleasant. From unforeseen accidents to unexpected legal issues, the potential for life-altering events is always present. That’s where personal umbrella insurance steps in as a valuable layer of protection, providing an extra cushion when your standard insurance policies may fall short. We’ll explore the

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The Importance of an Annual Insurance Policy Review: Protecting What Matters Most

As the seasons change and life evolves, it’s easy to overlook the importance of keeping your insurance policies up to date. However, an annual insurance policy review is a crucial step in ensuring that you have the right coverage to protect what matters most – your home, belongings, and loved ones. Let’s explore why an

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Navigating the Season of Care: 10 Questions to Ask Before Buying Long-Term Care Insurance

As the holiday season blankets the world in a warm glow, families gather, and festivities abound. It’s a time when our thoughts often turn to the well-being of our loved ones and the moments we share. Amidst the joy and laughter, there’s an essential aspect of family planning that often takes a back seat –

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4 Ways to Save Money on Home Insurance

Home insurance is a critical component of protecting your most significant investment—your home. While it provides valuable coverage for unforeseen events, you may be looking for ways to reduce your home insurance premiums without compromising the protection it offers. Fortunately, there are several strategies you can employ to save money on your home insurance. Here

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