Spencer Insurance Agency Inc.

4 Ways to Save Money on Home Insurance

Home insurance is a critical component of protecting your most significant investment—your home. While it provides valuable coverage for unforeseen events, you may be looking for ways to reduce your home insurance premiums without compromising the protection it offers. Fortunately, there are several strategies you can employ to save money on your home insurance. Here […]

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Fire Pit Safety

Picture this: a warm fire with roasted marshmallows. The weather is 70 degrees and all of your close family and friends are with you. Yes, owning a fire pit is enjoyable, but a huge responsibility. Laying down rules and being aware of the safety hazards around them is useful for prevention of any fires or

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AS BUILDING COSTS GROW, CONSIDER YOUR HOMEOWNERS COVERAGE

Home construction and maintenance costs are on the rise, and homeowners should be factoring these trends into their insurance decisions – especially as risks related to weather and climate intensify. Rising interest rates and persistent disruptions in the building-materials supply chain can affect repair and replacement costs for purposes of homeowners’ insurance. However, a recent

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15 Every Day Activities that Suggest You Need an Umbrella Policy

If you carry auto or homeowners’ insurance, you may be asking yourself… “do I really need an umbrella policy, too?” The short answer is yes. An umbrella policy kicks in where your homeowners and auto policies leave off – providing you with extra protection and peace of mind should the unexpected happen and a claim or

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Summer Travel Safety: Tips for Staying Safe and Secure While Traveling

Summer is a popular time for travel, whether it’s a road trip, a beach vacation, or an international adventure. It’s important to prioritize safety and security during your travels to ensure a smooth and enjoyable trip. Here are some tips for staying safe and secure while traveling during the summer: 1. Plan and Research: Before

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Understanding Long-Term Care Insurance: A Vital Investment for the Future

In today’s world, where life expectancy is increasing and healthcare costs are rising, planning for long-term care is a critical aspect of financial well-being. Long-term care insurance is a specialized policy designed to provide coverage for extended care services, offering individuals peace of mind and protection against the potentially overwhelming costs associated with chronic illnesses,

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Heat Safety: How to Recognize and Respond to Heat-Related Illnesses

Summer is here, and with it comes to the sun, heat, and the potential for heat-related illnesses. As temperatures soar, it’s crucial to understand how to recognize and respond to heat-related illnesses to stay safe and prevent serious health risks. Here are some essential tips for heat safety, whether you’re spending time outdoors, exercising, or

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