Planning for the future is an essential part of financial security, and life insurance plays a crucial role in estate planning. Many people focus on accumulating wealth but often overlook how that wealth will be distributed when they pass away. Proper estate planning ensures that your assets are protected, your loved ones are financially secure, […]
Life Insurance and Estate Planning: How to Secure Your Legacy Read More »
How to avoid being underinsured For many people, their home is their greatest asset, so it is critical to avoid being underinsured. To properly insure your home, it is important to ask your insurance professional four key questions. 1. Do I have enough insurance to rebuild my home? Your policy needs to cover the cost
Ensuring Your Home is Properly Covered for a Disaster Read More »
February is here, bringing the season of love! While it’s a time to cherish those closest to us, it’s also the perfect moment to appreciate those who make a meaningful difference in our lives. At Spencer Insurance Agency, Inc., our clients are the heart of everything we do. Nothing makes us feel more loved than
Clients Show Their Love with Glowing Reviews Read More »
Insurance safeguards your business, family, and personal welfare if something bad happens. Most would agree that the worst event that can occur is the loss of life. Having insurance policies in place that can protect your employees, their families, and your business at these unfortunate times can provide a little solace in a tragic situation
Key Person Insurance vs Life Insurance Read More »
Buying renters insurance to protect your stuff may seem like an unnecessary expense, until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever. Whether you’re a longtime renter or starting out in your first place, renters insurance policies provide important benefits and coverage.
4 Things Every Renter Needs to Know About Renters Insurance Read More »
Preventing hypothermia is critical because it can be a life-threatening condition. Hypothermia occurs when your body loses heat faster than it can produce it, causing your core body temperature to drop below the normal range (around 98.6°F or 37°C). Preventing hypothermia involves taking measures to stay warm, dry, and protected in cold environments. Take proactive
Hypothermia – Prevention Tips Read More »
With the new year underway, it’s time for reflection, renewal, and setting goals for the months ahead. While hitting the gym or planning a dream vacation might top your list, there’s another resolution that deserves your attention: securing or reviewing your life insurance policy. Here’s why making life insurance a priority in the new year
Why You Should Prioritize Life Insurance in the New Year Read More »
Cybersecurity has never been more critical than it is now. As we spend more time online, we’re often creating and sharing more of our data. And if this data falls into the wrong hands, private and financial information could be at risk. So, for businesses and individuals alike, protecting sensitive data is critical. Use Anti-Virus
Cyber Security Tips for Businesses and Personal Use Read More »
Taking snow tires out of the garage and replacing regular or summer tires during the snowy and icy months was once a familiar winter ritual for many people. With all-season tires becoming increasingly common, do drivers still need tires designed specifically to operate in the snow? How Do All-Season Tires Compare? It is important to
Do I Need Snow Tires? Read More »
The holiday season is a time of joy, generosity, and reflection. As you plan festive celebrations and search for the perfect gifts, consider giving yourself and your loved ones something invaluable: peace of mind. Long-term care (LTC) insurance may not come wrapped in shiny paper with a bow, but it’s a gift that keeps on
The Gift of Security: Why Long-Term Care Insurance Should Be on Your Holiday Wishlist Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
