Picture this: a warm fire with roasted marshmallows. The weather is 70 degrees and all of your close family and friends are with you. Yes, owning a fire pit is enjoyable, but a huge responsibility. Laying down rules and being aware of the safety hazards around them is useful for prevention of any fires or […]
Home construction and maintenance costs are on the rise, and homeowners should be factoring these trends into their insurance decisions – especially as risks related to weather and climate intensify. Rising interest rates and persistent disruptions in the building-materials supply chain can affect repair and replacement costs for purposes of homeowners’ insurance. However, a recent
AS BUILDING COSTS GROW, CONSIDER YOUR HOMEOWNERS COVERAGE Read More »
Before you decide whether to buy a new or used car, it’s important to consider the reasons you’re making the purchase. If you’re simply looking for an economical mode of transportation, a used car may be an option. Price isn’t everyone’s top priority, however. Many buyers are willing to pay extra for a car that’s
Should I Buy A New or Used Car? Read More »
If you carry auto or homeowners’ insurance, you may be asking yourself… “do I really need an umbrella policy, too?” The short answer is yes. An umbrella policy kicks in where your homeowners and auto policies leave off – providing you with extra protection and peace of mind should the unexpected happen and a claim or
15 Every Day Activities that Suggest You Need an Umbrella Policy Read More »
Summer is a popular time for travel, whether it’s a road trip, a beach vacation, or an international adventure. It’s important to prioritize safety and security during your travels to ensure a smooth and enjoyable trip. Here are some tips for staying safe and secure while traveling during the summer: 1. Plan and Research: Before
Summer Travel Safety: Tips for Staying Safe and Secure While Traveling Read More »
Life insurance is an essential financial tool that provides financial security for your loved ones in times of need. Selecting the right life insurance policy is a decision that requires careful consideration, as it will impact the future well-being of your family. To help you make an informed choice, here are nine important questions to
9 Questions to Ask When Shopping for Life Insurance Read More »
In today’s world, where life expectancy is increasing and healthcare costs are rising, planning for long-term care is a critical aspect of financial well-being. Long-term care insurance is a specialized policy designed to provide coverage for extended care services, offering individuals peace of mind and protection against the potentially overwhelming costs associated with chronic illnesses,
Understanding Long-Term Care Insurance: A Vital Investment for the Future Read More »
Summer is here, and with it comes to the sun, heat, and the potential for heat-related illnesses. As temperatures soar, it’s crucial to understand how to recognize and respond to heat-related illnesses to stay safe and prevent serious health risks. Here are some essential tips for heat safety, whether you’re spending time outdoors, exercising, or
Heat Safety: How to Recognize and Respond to Heat-Related Illnesses Read More »
Water can be a great source of fun and relaxation, but it can also be dangerous if you don’t take proper precautions. Whether swimming in a pool, lake, or ocean, it’s important to be aware of potential hazards and to take steps to stay safe. Here are some tips for water safety that you should
Water Safety: How to Stay Safe in Pools, Lakes, and Oceans Read More »
If you own a home, you may already know that home insurance is essential for protecting your investment. However, with so many different home insurance policies, it can take time to understand which one is right for you. In this blog, we’ll break down the different types of home insurance policies, so you can make
Understanding Different Types of Home Insurance Policies Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
