Travel insurance Archives - Spencer Insurance Agency, Inc

Happy Valentine’s day!

Just married truck

Did you get married or engaged on Valentine’s Day?  Do you know someone who did?  Please share this information with anyone you know who was recently engaged or married.  It is valuable information they need to know.  Thank you!

We congratulate all those who were married or got engaged on Valentine’s Day.

Spencer Insurance Agency has some tips for you as you plan your wedding or start your life as a married couple. Did you know you can insure that wedding you are planning? A wedding day is one of the most memorable days of your life. It is also a large expense. Protect your investment in this wonderful day. Check out our Wedding Insurance website.

You also need to take action on a number of items once you are engaged or married. Check out our tips on what you need to do now. Planning a honeymoon? Did you purchase Travel Insurance? Do you need to change your name? Update your social security card or drivers’ license? Did you review your life insurance? Change your beneficiaries? Read Rachel’s story to see why you should not wait to purchase your life insurance. As you plan your wedding check out our tips so you plan for these items also.

All of us at Spencer Insurance wish you the very best!

Check out the Summer Tips Section of our Website

nj-costal        boat and jetski

Take a look at the Summer Section of our Website for some valuable Summer Safety Tips and information.  As you relax and enjoy the warm summer weather make sure you are not putting yourself at risk with your summer activities.

Did you know if you rent a personal watercraft that you probably have no liability or property coverage under your homeowner’s insurance?

Did you purchase travel insurance so you can be transported back home if you need medical care?

Are you renting a car for vacation this summer?  Are you packing up your children as they head off to college?

Check out the site to make sure you have the proper protection this summer.

Enjoy your summer and send us your pictures!

Happy Memorial Day! Check out the tips in the “Summer Section” of our website.

nj-costal

Your friends at Spencer Insurance Agency wish you a wonderful Memorial Day weekend.  We hope it is the start of a summer that will bring you some relaxation and recharging.

Please join us in celebrating our brave Men and Women who have given their life defending our freedom.  Make sure the veterans in your circle know how much you appreciate the risks they took, and how glad you are they survived.

As the unofficial start of summer begins make sure you check out the “Summer Section” of our website for some of these valuable tips:

  • Renting a car this summer. Should you buy the rental car company’s insurance?
  • Renting a Jet Ski, personal watercraft or boat this summer? Do you have any insurance on your homeowner’s policy?
  • Time to brush up your Teen Driver’s skills
  • Are you getting ready to send a student off to college? How will that affect your car and homeowner’s insurance?  Is “Their Stuff” covered?
  • Going on a trip out of the country? What happens if you get sick and need urgent medical care?  What if you trip is cancelled due to weather?  What if your luggage doesn’t show up at your destination?  We have Travel Insurance to give you peace of mind.  Check it out.

Have a great summer and as always don’t hesitate to contact us at 215-885-2200 or info@spencerinsurance.com to review your summer needs.

‘Tis the Season for Wedding Insurance. Are you prepared?

Wedding insurance infographic  Just married truck

Protect your investment.  You hear this often. You do it for your car, home and retirement assets.  You would not think twice about insuring these assets so why not that $25,000 wedding or that $10,000 you are paying to attend that destination wedding?

If you are not planning a wedding or trip then please pass this on to someone you know who is planning one.  You could save them a lot of money.

Check out our wedding site and consider what could go wrong with the wedding plans. For a small premium we can make sure you will not be out of pocket for things that may go wrong with the wedding plans. Check out our other tips when planning a special wedding day.  Ask us for a wedding insurance quote today.

And don’t forget the honeymoon!  Check out what could go wrong with that honeymoon or vacation you planned.  Learn about travel insurance and see if it makes sense for you.

Thank you for your business and the trust you put in Spencer Insurance Agency!  Call us today at 215-885-2200 to discuss your wedding insurance or Travel Insurance needs.

Did you get engaged or married on Valentine’s Day. . .

Just married truck

Did you get married or engaged on Valentine’ Day.  Do you know someone who did?  Send them this information.

We congratulate all those who were married or got engaged on Valentine’s Day.

Spencer Insurance Agency has some tips for you as you plan your wedding or start your life as a married couple. Did you know you can insure that wedding you are planning? A wedding day is one of the most memorable days of your life. It is also a large expense. Protect your investment in this wonderful day. Check out our Wedding Insurance website.

You also need to take action on a number of items once you are engaged or married. Check out our tips on what you need to do now. Planning a honeymoon? Did you purchase Travel Insurance? Do you need to change your name? Update your social security card or drivers’ license? Did you review your life insurance? Change your beneficiaries? Read Rachel’s story to see why you should not wait to purchase your life insurance. As you plan your wedding check out our tips so you plan for these items also.

All of us at Spencer Insurance wish you the very best!

Are You Planning a Trip This Summer?

Let’s face it. Your summer vacation is your time to unwind and relax after a long year of hard work. This time of year everyone wants to take that last
vacation before school starts back. Plus let’s face it, you’ve earned this time off and you want everything to go as smoothly as possible. Following these 10
tips can go a long way to ensuring a great travel experience for you and your fellow travelers.  (the following travel
tips are courtesy of American Airlines)

  1. Don’t procrastinate. Book early. During the summer months,  popular flights sell out early. Generally speaking, the longer you wait,
    the more expensive your trip.
  2. Travel during off-peak times. The major airport “hubs” tend to get more crowded during the “peak” traveling times (early
    morning, late afternoon). Try to travel during off-peak times (mid-morning through early afternoon or in the evening) from Monday through Thursday.
  3. Pack smart with security in mind. With increased security at every airport, it only makes good sense to pack accordingly. All your baggage will be
    screened and possibly hand-searched. Pack your medicine, jewelry or other valuables in your carry-on baggage. Do not pack or bring prohibited items to
    the airport. For a complete list of prohibited items, visit the Transportation Safety Administration’s Web site at www.tsa.gov.
  4. ID your baggage, but don’t lock it. Place identification tags on the inside and outside of your baggage. Label your laptop computer as well. Laptops are
    the number one forgotten item at screening checkpoints. And don’t lock your checked baggage.
  5. Check in early. Available online are automatic Flight Status Notification and gate/arrival time updates sent to your computer, phone or mobile phone.
    More than 90 percent of American’s customers fly on electronic tickets.
  6. Arrive early at the airport; avoid the lines. Think 60, 90, 120. Arrive 60 minutes before your flight if you are not checking any luggage, 90 minutes
    if you have luggage to check. For international flights, allow two hours.
  7. Dress for success to navigate security.  Metal may look cool to you, but the screening machines hate it. Avoid wearing shoes, clothing, jewelry and
    accessories that contain metal. Place your outer coat in a bin. Don’t take wrapped presents to the airport. Ship them in advance or wrap them upon
    arrival.
  8. Don’t forget your photo ID.  If you are over 18 years of age, you will need a photo ID. You must have your ID in hand at the security checkpoint and
    during the boarding process.
  9. Stay close to your departure gate. Don’t slip away to purchase a low-fat frozen yogurt with rainbow sprinkles when boarding begins. Board when your
    group number or row is called.
  10. Relax and enjoy your flight to the vacation of your dreams. You’re supposed to relax. If you packed wisely, checked in early, arrived early at the airport,
    prepared yourself for a smooth security screening and boarded on time, you have virtually eliminated the stress that can be caused by travel
    procrastination. Congratulations. And have a nice flight.

I hope your trip goes well.  Send us your comments about your trip.

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