About the Team
Our seasoned staff treats you with respect and will give you personal attention. When you call the office, you know you are speaking with a licensed agent who continues to stay up to date by constantly taking continuing education courses and earning designations. But do not take our word for it. Listen to the comments of some of our clients.
Charles Spencer, CLU
Charlie started his insurance career in the early 1980’s with John Hancock where he was an agent, then sales manager for a local agency. In 1987 Charlie joined his father, Edward F. Spencer, at his agency in Jenkintown where they sold personal and commercial insurance products. It was there that he learned the property casualty insurance business. In 1993 Charlie purchased his father’s agency and started Spencer Insurance Agency, Inc. One year later, he purchased Walter Hauck’s and Bill Webster’s agencies, merging them into Spencer Insurance Agency, Inc.
He has built the agency from a one company agency in 1963 to an independent insurance agency representing several well-respected insurance companies. His goal is to provide clients the protection they need at a very competitive price. In addition to managing and marketing the agency, Charlie’s specialty is in Life, Disability, and Long Term Care Insurance.
Charlie believes in giving back to the community by supporting local community organizations. He recently started a quarterly charity gift in conjunction with his referral program. Each quarter Spencer Insurance highlights a charity by donating and encouraging others to donate as well.
Charlie resides in Lansdale, PA with his wife, Tammy. They have four adult children. In his spare time Charlie enjoys spending time with his family and grandchildren, and takes a stab at golfing. He enjoys vacationing on the lakes of Maine and New Hampshire and taking the boat out waterskiing or tubing with the kids,
fishing, or just a peaceful sunrise or sunset cruise on the lake.
Charlie wants you to call him and discuss your situation. He will make sure you have the proper protection so you can relax and do the things you enjoy and do best.
Stephen P. Spencer, CIC
Steve began his insurance career after graduating from LaSalle University with a degree in Marketing with a concentration in Risk Management and Insurance. He trained and worked with Aetna Life and Casualty then joined Spencer Insurance Agency in 1993. As an agent for Spencer Insurance Agency, Steve’s focus is small business and personal insurance. Steve has a background in life, auto, home and business insurance.
In 2002, Steve completed his Certified Insurance Counselor Designation (CIC), which focuses on 5 key aspects of Insurance and their real time implications. These include,
Agency Management, Personal Lines, Commercial Casualty, Commercial Property, and Life Insurance. Each year, Steve updates this designation with over 20 hours of
Steve was born and lived in Jenkintown for 25 years. Steve, his wife Kathy and daughter Nicole reside in Upper Moreland Township. Steve is an avid Phillies fan and enjoys spending time with his family. His daughter Nicole keeps him busy with all her activities.
Denise H. Fields, CIC
Denise joined Spencer Insurance in June of 1998. Prior to working at Spencer Insurance, Denise worked in banking and retail. Her primary responsibility with Spencer Insurance Agency is new business sales; however she also services existing clients. In 2005, she earned her CISR (Certified Insurance Service Representative) designation and in December 2017 she earned her CIC (Certified Insurance Counselor) designation.
Denise is married to Rex and is the proud mother of Brittany and Collin. She is also the “mom” to two dogs, Cayman, a chocolate lab and Jester, a chocolate lab mix.
Denise enjoys cooking, gardening and yoga. Her favorite hobby is planning vacations, for herself and friends, generally to someplace warm particularly to her favorite destinations of Key West and Walt Disney World.
Beth Olejkowski, CISR
Beth started with Spencer Insurance Agency in May 2009. She has a background in the finance, mortgage, and banking industries which helped her naturally transition into her role as a Licensed Account Manager. Her primary responsibilities are customer service, quality assurance, and updating agency procedures and marketing materials. Beth earned her Certified Insurance Services Representative (CISR) designation in the summer of 2015 and is working toward her Certified Insurance Counselor (CIC) designation.
Beth resides in Glenside, PA with her husband, John. She has a passion for interior design and loves to decorate and organize. She and John enjoy spending time together at home and going on scenic motorcycle rides.
Chuck started with Spencer Insurance Agency in 2009. He has always been a member of the Spencer family, but now is a member of the Agency family.
Chuck’s primary responsibility is supporting the staff. Most of his work is done out of the office working primarily at home, but every once in while you can catch him at the office printing letters and reviewing cases with the staff. Sometimes, Chuck wonders how the insurance business ever got things done without computers.
When not working, Chuck likes to get to the local Abington Club to swim, practice yoga or shoot a round of golf. According to Chuck, “Working for Spencer Insurance Agency has been a great experience. The people are so easy to get along with, and I have learned a lot from them.”