Deer Season & Autumn Driving: Navigating Fall Auto Hazards
As autumn settles in and daylight hours shorten, seasonal shifts bring a sharp rise in road hazards. Reduced visibility, slick fallen leaves, and peak deer
We’re an independent insurance agency providing auto insurance, home insurance, business insurance, life insurance, long term care insurance, disability insurance, umbrella insurance and insurance for all your toys like boats and jet skis.
Spencer Insurance Agency understands that the price of your insurance is important to your home or small business budget. However we realize that your “True Cost of Insurance” can be much higher if you are not properly protected. Spencer Insurance Agency will customize your insurance package based on your needs and pick the insurance company that can best provide those needs.
Spencer Insurance Agency customizes your insurance package to reflect the risk you face in your business and at home. As Independent Insurance Agents, Spencer Insurance Agency represents several top rated insurance companies and can choose the company that has the right insurance package for your needs. We do the research for you. Spencer Insurance Agency may not be the lowest or highest price, but you will know you have the proper protection at a very competitive price.
As autumn settles in and daylight hours shorten, seasonal shifts bring a sharp rise in road hazards. Reduced visibility, slick fallen leaves, and peak deer
September is Life Insurance Awareness Month—an ideal opportunity to evaluate how life insurance fits into a broader financial strategy. A common misconception is that purchasing
September brings peak severe weather risks across the country, aligning with National Preparedness Month and the high point of Atlantic hurricane season. Late-summer coastal storms,
Many people assume life insurance is a milestone reserved strictly for mid-life or retirement planning. Because the topic centers on long-term security, it frequently gets
August marks the official peak of college move-in season. Across the country, students are packing up vehicles with expensive laptops, tablets, bicycles, and specialized gear
When navigating property insurance or real estate, two terms appear constantly: Replacement Value and Market Value. They sound like they might mean the same thing,
“About 3 years ago, when my previous auto insurance carrier stopped writing in PA, and my previous agency (which had been sold and merged several times) could not find me an acceptable alternative; one of the Spencer family members suggested I call Spencer Insurance Agency.
The rest is now history – and a good history at that. Charlie and the office team were able to place both my auto and homeowner’s insurance at an acceptable price; but they have done something I had forgotten … they service my account. I am grateful, and I would recommend the agency to a friend or stranger.”
“Spencer Insurance has been our provider for close to 30 years. They are the most helpful company I have ever dealt with. Whether it’s a claim or changing our insurance needs the staff has handled it in a professional, knowledgeable, caring, sympathetic way. Something you don’t find in this day and age in the business world. If we could only go back in time to when all businesses cared about their clients as Spencer Insurance does.”
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