A car crashed into a house in Hatboro on Tuesday morning July 5, 2011. The crash caused a fire which destroyed the home. Fortunately the residents of the house escaped unharmed. Our prayers go out to the families of the people killed in the car. We also send our prayers to the family that lived in the house as they rebuild their home. I know that even with the best of insurance it will be a trying time for the family. For details check out the video at http://www.myfoxphilly.com/dpp/news/local_news/Car_Into_Byberry_Road_Home_Fire_070511.
Does your auto insurance cover this amount of property damage? Most people who call us for a quote have only $100,000 of property damage on their car insurance policy. I would imagine that the property damage this car caused is above $400,000. If you only have $100,000 of property damage coverage where do you come up with the other $300,000?
Check your policy today and call your agent to make sure you have enough coverage. At Spencer Insurance we regularly recomend our clients purchase a $1,000,000 umbrella policy. To find out more about Umbrella Policies go to our website at https://spencerinsurance.com/docs/special_report_umbrella_insurance.pdf.
Spencer Insurance understands that price is important when you purchase your insurance coverage, howenver “The True Cost of Insurance” is the price you pay when you do not have the proper protection. So when you call for quotes on your insurance and the agency only quotes your current coverage, hang up!
At Spencer Insurance we will quote your current coverage, then quote the coverage you should have. At Spencer Insurance, “Your Protection and Peace of Mind is our only business!”