Congratulations! She said “yes” to your proposal! Aside from getting valuable items insurance for the ring, you should consider purchasing wedding insurance for your big day. When you purchase wedding insurance, you are protecting yourself in the event of a cancellation or postponement, as well as against any liabilities associated with the wedding. Purchasing insurance …
Working for yourself may sound like an ideal career situation. You have the freedom to grow your own business the way you want and without any of the parameters imposed by a boss. But it also means not having the safety net of benefits that are typically offered with a traditional job, such as life …
Why Is Life Insurance Important If You’re Self-Employed? Read More »
Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home improvement, but if you make sound design decisions and choose the right materials, you could end up making your home more appealing to potential buyers – and a more enjoyable place …
5 Home Improvement Projects That May Have the Biggest Return on Investment Read More »
We should all have at least one fire extinguisher somewhere in our home, but it’s not enough to simply keep one under the kitchen sink. If there is a fire, your safety—and the safety of your home—depends on knowing how to properly use that fire extinguisher. As your insurance agent, we strongly urge you to …
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the beneficiary after the insured’s death. Very often, however, life insurance claims get denied for a variety …
Common Reasons Why Insurers Deny Life Insurance Claims Read More »
We had another crazy winter. More snow down the shore and February days in the 60s. I am sure all of us will be glad to see warmer days and more hours of sunlight so we can get outside more. Enjoy your Spring. Now that Spring is here Spencer Insurance has some tips for things …
What Cybercriminals Don’t Want You to Know Thieves are working extra hard this tax season to steal your information and gain access to your money. These cybercriminals use email and phone scams to trick taxpayers into revealing valuable information. In a tax tip article, “Don’t take the bait”, the Internal Revenue Service (IRS) says, “The …
11 Ways to Keep Your Identity Safe this Tax Season Read More »
Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than you thought. As your insurance agent, it’s important to us that you …
Critical Times in Life That You Need Life Insurance the Most Read More »
We’ve all heard the song “If you like it, then you should’ve put a ring on it.” We like to say “If you like it, then you should’ve put insurance on it!” Whether you are planning a sweet proposal, or buying a new piece of art for your home, you will want to protect your …
We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your children. As your insurance agent, we care about you and your family so …
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
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