Insurance is built on the idea that you should prepare in case something happens. If you get into an accident, you need to have auto insurance. If you buy a home and something were to happen, like theft or a fire, you need to have homeowners’ insurance to cover the costs. The list can seemingly …
The new year is a time of reflection; a ready-made reminder to us all that we should perhaps take stock of what’s happened and what will come next. And this makes it an excellent time to evaluate our insurance policies and make sure everything is on track going into 2023. Insurance should never be a …
Holiday travel is on the planner! But wintry weather and extensive travel time can lead to safety hazards. Here are seven holiday travel safety tips to know before you hit the road. 1. Have your car inspected or serviced before you leave, and keep an emergency kit in it. Car trouble is a common issue …
Many find the winter holidays their favorite time of year with colorful decorations, warming their feet by the fire, hanging ornaments from the mantle and the special activities with friends and family. However, before hanging those ornaments by the fireplace, make sure to get a chimney inspection and cleaning prior to burning anything. If you’ve had your …
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or water intrusion that has gone on for some time below the property owner’s …
Mold Damage Insurance Coverage – Personal & Commercial Read More »
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Spencer Insurance Agency, Inc. will help you understand …
It’s no secret that life insurance should be an essential part of anyone’s financial future – especially if you are in your mid-twenties. With the burden of student debt, rising home costs, entry level jobs that expect more and pay less, life insurance can seem like a cost that might matter later, but certainly not …
Why Your Twenties is the Best Time for Life Insurance Read More »
According to the Center for Disease Control (CDC), there are about 36,000 injuries caused by chainsaws every year. Approximately 40 percent of all chainsaw accidents occur to the legs and well over 35 percent occur to the left hand and wrist. The average chainsaw injury requires 110 stitches and medical costs for chainsaw injuries amount to at least $350 …
The seasons are beginning to change and before we know it, cold weather will be here! The seasonal changes affect your vehicle in many different ways. Regular vehicle maintenance along with seasonal-specific car care tasks will help your vehicle last throughout the changes. Check Fluids: This is the most important car care routine. The fluids …
There’s nothing worse than hitting a roadblock when you’re trying to do the right thing to protect your family, right? Like applying for life insurance only to find out your application has been denied. If this happens, what’s your next move? Don’t worry: There are options out there, and as your insurance agent, we’re here to walk …
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
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