Charlie Spencer

Tips for Long-Term Care Insurance Planning

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with …

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Having A Baby

Congratulations!  Your world has changed. Welcome to parenthood. I remember back when I had my first child.  I kept looking for the instruction manual.  Well, you learn as you go.  All of us at Spencer Insurance wish you the very best! Now the responsibilities begin. . . Since there are no instruction manuals we thought …

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Getting Married?

Congratulations on your engagement!  What do I do now that I am engaged? Insure your engagement ring Plan your wedding ceremony and reception Search the web for sites that help you plan your wedding. Ask people you know who were recently married how they planned their wedding. Purchase Wedding Insurance – Most people don’t know …

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