The seasons are beginning to change and before we know it, cold weather will be here! The seasonal changes affect your vehicle in many different ways. Regular vehicle maintenance along with seasonal-specific car care tasks will help your vehicle last throughout the changes. Check Fluids: This is the most important car care routine. The fluids …
There’s nothing worse than hitting a roadblock when you’re trying to do the right thing to protect your family, right? Like applying for life insurance only to find out your application has been denied. If this happens, what’s your next move? Don’t worry: There are options out there, and as your insurance agent, we’re here to walk …
The Fall Season can be a beautiful time of the year in our area. With cooler temperatures and the leaves changing, the fall is a great time of the year to get out of the house and enjoy the outdoors. Fall is also a great time to prepare for those cold winter days that are …
You never know when disaster may strike and all your personal possessions are lost or damaged. Do you know how much your coin collection is worth? Do you know how many pairs of Nikes you have? That’s where a home inventory can help. Having a home inventory can help you purchase the amount of insurance …
Amid all the green (and brown this year) lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency room. The injuries …
Life insurance is a powerful tool. It’s a means of ensuring that your loved ones are taken care of even after you’re gone. Can you apply for a life insurance policy if you have a mental health condition? The short answer is yes. When purchasing life insurance coverage, your health history is a big factor in whether …
Can I Get Life Insurance If I Suffer from Anxiety Disorder or Depression? Read More »
Ahh – The beach! We love the water, the sand, the sun and the family time to unwind and have FUN! Staying safe at the beach is very important. Weather and water conditions can change rapidly. In the blink of an eye someone could be caught in a rip-current. Be sure to: Follow all beach …
The marine world is unique. If you are planning on diving in, ensure you know all about marine insurance! There are thousands of different types of boats. Each vessel needs its own specialized boat insurance policy. Boat insurance is available in two types. The first type is actual cash value. This policy pays for the …
Americans bought 780,000 motorcycles in 2020 alone. Joining the millions of other vehicles on the roadways – motorcyclists have a lot of obstacles on the road. Where to start when it comes to motorcycle insurance can be a common roadblock off the bike. Stay safe and give yourself peace of mind with a motorcycle policy …
The Answers to Common Questions About Motorcycle Insurance Read More »
A heavy rainstorm has finally stopped. Or maybe a long winter has finally ended, and the deep snows have begun to melt. While good weather may seem like a relief, the potential for water damage may just be beginning. Storm water runoff can quickly overwhelm natural and manmade systems, leading to flooding and property damage. …
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
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