Homeowner’s Insurance

Back-to-School Tips for College Students: Get Ready for a Successful Year!

As summer winds down, the excitement of heading back to college ramps up. Whether you’re a freshman or a returning student, preparing for the new academic year is crucial. Here are some essential back-to-school tips to help you start the semester on the right foot, including why getting the right insurance coverage is important. A […]

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How an Independent Insurance Agency Saves You Time & Money

Are you looking for an agent that can save you time and money on your insurance? Look no further! As an independent insurance agency, Spencer Insurance Agency, Inc. is what you need. Our agents are knowledgeable and versatile.  The best part of working with an independent agency is that we offer various choices, which can help

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Does My Policy Cover Bed Bugs, Insects, or Termites?

Homeowners often wonder if their home insurance policies provide coverage for infestations of pests like bed bugs, insects, or termites. Here, we’ll clarify what types of infestations are typically covered by home insurance policies. Termites: Bed Bugs: Insects and Pests: Exceptions and Endorsements: Preventative Measures: Homeowners are generally responsible for addressing and preventing pest infestations

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Seven Absolutely Essential Summer Pool Safety Tips

When you add a pool to your home, the goal is most likely to bring more relaxation to your environment. But without the proper precautions, not only can accidents happen, you can set yourself back thousands of dollars or more in insurance claims. That makes proper pool safety the key to the actual enjoyment of

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4 Ways to Save Money on Home Insurance

Home insurance is a critical component of protecting your most significant investment—your home. While it provides valuable coverage for unforeseen events, you may be looking for ways to reduce your home insurance premiums without compromising the protection it offers. Fortunately, there are several strategies you can employ to save money on your home insurance. Here

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AS BUILDING COSTS GROW, CONSIDER YOUR HOMEOWNERS COVERAGE

Home construction and maintenance costs are on the rise, and homeowners should be factoring these trends into their insurance decisions – especially as risks related to weather and climate intensify. Rising interest rates and persistent disruptions in the building-materials supply chain can affect repair and replacement costs for purposes of homeowners’ insurance. However, a recent

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