I always enjoyed math, but this is scary. Many employees rely on their employer’s Long Term Disability Plan to provide income for their family if they become disabled. Thankfully many companies offer this valuable benefit. However, if you make over $75,000 a year, be sure to read the fine print in your employee benefits manual […]
When is 60% only 30%? Beware of your Employer’s Group Long Term Disability! Read More »
A recent article in USA TODAY reports on a study that estimates that 13.8% of drivers allow their car insurance to expire even though car insurance is mandatory in most states! How much Uninsured and Underinsured Motorist coverage do you have on your car insurance policy? Many insurance companies do not want you to have
1 in 7 drivers Uninsured! Read More »
Most of you probably have children back in school, or returning to school soon. We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins
Back to School Bus Safety Tips Read More »
Why do I need to contact Spencer Insurance when I pay off the loan on my car or pay off my mortgage? Mortgagees and Lienholders have rights under your auto and homeowner’s policies. In the case of a claim the lienholder on your car wants to make sure you repaired the car. Likewise, your mortgage
Why you need to call us when you pay off your car or home. Read More »
During the second quarter, Spencer Insurance donated $5 for each referral to Cathy’s Kids (http://www.golfforcathy.com). We need your help! Spencer Insurance is looking for your suggestions on charities that will benefit from our Spencer Referral Reward$ Program during the third and fourth quarters of 2011. Email Charlie your suggestions at cspencer@spencerinsurance.com. Check out how you
Help us pick a Charity Read More »
There’s no better way to celebrate summer than to barbecue outdoors, as long as you take special steps to keep your family safe from grilling accidents or injuries. Here are tips from the U.S. Consumer Product Safety Commission for safeguarding your family. Gas grill safety tips When cooking outdoors with a gas grill, check the
Summer Grilling Tips Read More »
Most people who have pets treat them as part of the family. So we decided to pass along some expert tips to help you keep yours safe while on the go with you this summer. On the Road: Sometimes what holds back a road trip with the dog is our furry friend’s motion sickness. A fairly new
Summer Pet Safety Tips Read More »
Let’s face it. Your summer vacation is your time to unwind and relax after a long year of hard work. This time of year everyone wants to take that last vacation before school starts back. Plus let’s face it, you’ve earned this time off and you want everything to go as smoothly as possible. Following
Are You Planning a Trip This Summer? Read More »
The Spencer Extended Family added a new addition on May 2, 2011. Tiffani Lynne Williard was born to Josh and Patty Williard. In the picture above are four generations of Spencer’s, Ed Spencer with his wife Mary (founder of Spencer Insurance Agency), Charlie Spencer with his wife Tammy (current owners of Spencer Insurance Agency), Josh and
Four Generations of Spencer’s Read More »
Memorial Day is being observed this year on Monday May 30th. It commemorates U.S. men and women who died while in the military service. First enacted to honor Union soldiers of the American Civil War (it is celebrated near the day of reunification after the Civil War), it was expanded after World War I. Many
Happy Memorial Day! Read More »
