motorcycle coverage Archives - Spencer Insurance Agency, Inc

Watch Out For Motorcycles!

This time of year is when you start seeing motorcycles on the road again. As a driver, you need to be extra cautious of motorcycle riders and watch out for their safety and yours. Follow these tips in order to keep everyone safe on the road!

  1. Stay Alert – You should always stay alert while driving and put the cellphone down. Turn your radio down while you are at it. You can usually hear a motorcycle before you see it!
  2. Ask Your Passengers For Help: If you have a passenger, put them to use! If you are merging or turning ask them to look around for motorcycles that you may not be aware of.
  3. Increase the Gap: You should never tailgate anyone, especially motorcycles. Stay about 3 – 4 car lengths behind a motorcycle to give yourself ample time to slow down or stop in the event of an accident.
  4. Use Your Signals: Motorcycle riders can come up on vehicles quickly and make quicker maneuvers than an average car. Always be aware of your surroundings and use your blinkers and mirrors when turning or merging.

This is just a short list of things that you can do in order to protect the safety of yourself and motorcycles riders around you. Just remember, stay alert, watch out for everyone on the road, and stay safe! There’s someone waiting at home for every driver and rider.

Spencer Insurance Agency can provide you with the right insurance policy for your motorcycle. Get your free quote now. (215) 885-2200 https://spencerinsurance.com/

 

Itching to Get that Motorcycle Out of Storage?

motorcycle

The snow is melting, the cold days are leaving us, and the summer sunshine is right around the corner.

It’s time to take your motorcycle out of storage. Did you know that Spencer Insurance represents companies that write motorcycle insurance? Why not trust your motorcycle insurance to the people you trust with your auto, home and life insurance? Call us today at 215-885-2200 to get a motorcycle quote or check out our website at http://spcr.in/motorcycle.

Before you jump on your motorcycle check out this Pre-Season Riding Checklist provided by the State of Michigan. Good information to ensure a safe ride. If you are not familiar with the Pennsylvania Law concerning motorcycles check out the State of Pennsylvania’s Motorcycle Website. This site provides information on the 2014 Motorcycle Permit Law, how to obtain a Motorcycle license, and safety tips.

 

Stay Safe This Summer!

This week sees the official beginning of the Summer Season.  Here are a few Summer Safety Tips:

Water Safety: Tragic water accidents happen quickly. The most common reason for aquatic mishaps is a lack of safety knowledge. Below are some very important safety recommendations while staying cool this summer:

  • Learn to swim
  • Swim near a lifeguard
  • Never swim alone
  • Supervise children closely, even when lifeguards are present
  • Don’t rely on flotation devices, such as rafts, you may lose them in the water
  • If caught in a rip current, swim sideways until free, don’t swim against the current’s pull
  • Alcohol and swimming don’t mix
  • Protect your head, neck, and spine — don’t dive into unfamiliar waters — feet first, first time
  • No glass containers at the beach — broken glass and bare feet don’t mix
  • No beach fires except in designated areas — fire residue and superheated sand can severely burn bare feet — use a barbeque      that is elevated off the sand
  • Report hazardous conditions to lifeguards or other beach management personnel
  • Never turn your back to the ocean — you may be swept off coastal bluffs or tide pool areas and into the water by waves that can come without warning

Rip Currents

Rip currents are the most threatening natural hazard along our coast. They pull victims away from the beach. The United States Lifesaving Association has found that 80% of the rescues affected by ocean lifeguards involve saving those caught in rip currents.

A rip current is a seaward moving current that circulates water back to the sea after it is pushed ashore by waves. Each wave accumulates water on shore creating seaward pressure. This pressure is released in an area with the least amount of resistance, which is usually the deepest point along the ocean floor. Rip currents also exist in areas where the strength of the waves are weakened by objects such as rock jetties, piers, natural reefs, and even large groups of bathers. Rip currents often look like muddy rivers flowing away from shore.

Rip currents are sometimes mistakenly called “rip tides” or “undertows.” These are misnomers. Rip currents are not directly associated with tides and they do not pull people under.

Try to avoid swimming where rip currents are present, but if you become caught in one, swim parallel to the shore until the pull stops and then swim back to shore. If you are unable to return to the beach, tread water and wave for lifeguard assistance.

Stay at least 100 feet away from piers and jetties. Rip currents often exist along the side of fixed objects in the water.

Be aware of ocean conditions. Lifeguards are trained to identify potential hazards. Ask a lifeguard about the conditions before entering the water.

 

Boating Safety:  The U.S. Coast Guard provides many classes and safety tips for boaters.  We suggest you become familiar with boating safety laws in your state.  Check out the U.S. Coast Guard’s Boating Safety Tips.

 

Hot Weather Tips for your Pets:  The ASPCA has many tips on how to protect your pets during these hot summer months.  Check out the ASPCA site for these tips.  Don’t forget to care for your pets during these hot months.

 

Spencer Insurance wants to make sure you protect yourself and your family during these enjoyable summer months.  Make sure your family is properly protected during the summer.  Check with us about your boat, motorcycle and RV insurance coverage.  Go to our website for more information.

 

Motorcyle Safety Tips

Motorcycle season is here!

With the weather finally improving I am seeing more motorcycles on the roads.  Spencer Insurance with the help of Foremost Insurance Company wants to offer some tips on preventing motorcycle
theft:

  • Keep your bike in a locked garage or cover and lock it and keep it in a well lit area.
  • Lock your bike to a fixed object
  • Buy a solid lock, record and remove the key numbers and keep it off the ground when in use.
  • Install an alarm or a GPS enabled theft deterrent
  • Choose safe places to park and never leave the keys in the ignition.

For more safety tips on motorcycles visit the NHTSA website.

Call Spencer Insurance today at 215-885-2200 to make sure you have the proper coverage for your motorcycle.

Enjoy the ride!

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