returning to college Archives - Spencer Insurance Agency, Inc

Check out the Summer Tips Section of our Website

nj-costal        boat and jetski

Take a look at the Summer Section of our Website for some valuable Summer Safety Tips and information.  As you relax and enjoy the warm summer weather make sure you are not putting yourself at risk with your summer activities.

Did you know if you rent a personal watercraft that you probably have no liability or property coverage under your homeowner’s insurance?

Did you purchase travel insurance so you can be transported back home if you need medical care?

Are you renting a car for vacation this summer?  Are you packing up your children as they head off to college?

Check out the site to make sure you have the proper protection this summer.

Enjoy your summer and send us your pictures!

Know someone who has children going to college?

college packing


This is the time of year when parents start getting their child ready to go away to college. The many shopping trips and the packing will consume much of your free time.  Did you know having a child away at college can have impact on your auto and homeowner’s insurance? Spencer Insurance Agency has some valuable information for parents so they can learn how this special event impacts their insurance coverage. Check out our website for a discussion of the following:

  • Is your child’s stuff covered while they are away at college?
  • What if my child and roommate buy stuff together?
  • How does my child going to college impact my car insurance rates?

Another area you need to consider are college loans.  Did you cosign any of the student loans?  Did you take out a home equity loan to help pay for college tuition?  You should consider an inexpensive life insurance policy on your child to cover loans in the event of your child’s death. Student loan debt can add up quickly and become a burden to the family.  Protect yourself financially. Give us a call if you would like an insurance review.  Good luck with all the preparations during this special time.


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