Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?
As October ends and neighborhood trick-or-treating begins, Halloween brings fun, costumes, and steady foot traffic to residential front yards. However, welcoming dozens of visitors—along with hosting festive gatherings, setting up elaborate decorations, or lighting open flames—also exposes homeowners and renters to unexpected property and liability risks. From trip-and-fall injuries on dark walkways to pumpkin candle
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