By Charles J. Spencer, CLU What you will learn in this report: Why you need extra liability coverage – we will give you examples. How an umbrella policy works. How you can get this valuable coverage for pennies a day. Here are some examples of why you need extra Liability Protection. . . Would you
Spencer’s Tips On What You Should Do Before You Get Sue Read More »
By Charles J. Spencer CLU What you’ll discover in this report: How to protect your income if you get hurt… Surprising statistics on how commonly “average” people suffer an income- stopping disability… Why some kinds of so-called disability insurance are not enough… How much to buy…how much not to buy Insurance jargon demystified…and much, much more! People commonly think about insurance
If your parents don’t have an insurance policy or the funds to pay their own way in their later years, you can buy life insurance for your parents yourself, assuming they’re on board and can qualify for coverage. However, buying your parents life insurance isn’t like getting them a surprise birthday gift. To take out
Can I Buy Life Insurance on My Elderly Mom or Dad? Read More »
Imagine a world where you could actually park inside your garage. What if we told you that dream could be a reality with just a weekend’s worth of work? We rounded up expert garage cleaning tips and turned them into a five-step plan you can use to get your garage organized quickly and painlessly. Take
Garage Clean Out Tips Read More »
What do we mean when we say personal watercraft? Personal watercrafts are Jet Skis, Sea-Doos, or WaveRunners. These watercrafts can be fun to take out on the water; however, safety needs to be a priority! Many people fail to realize that personal watercrafts can be very dangerous. In fact, each year there are thousands
Personal Watercraft Insurance and Safety Read More »
You should contact our office when you… When you have a Life Changing Event: Getting Married Divorce/separation Child leaving for college Graduating college Having a baby New Teen Driver Moving into new house, apartment or Condo Remodeling a house Downsizing and Preparing for Retirement Nursing home When you: Buy a new Home Purchase or lease
Life Changing Events Read More »
How to save on my Homeowner’s Insurance. . . You are calling around to get quotes on your Homeowner’s Insurance with a goal of saving some money. You want to save money but not at the expense of losing valuable coverage. At Spencer Insurance we understand that price is important but we want to make sure you get
What you will find in this report: Why do I need Life Insurance? How much Life Insurance do I need? What type of Life Insurance is best for me? How do Life Insurance benefits end up going to the wrong person? Learn how to cut through the confusion and purchase the right Life Insurance Protection
How to save on my car insurance. . . You are calling around to get quotes on your car insurance with a goal of saving some money. You want to save money but not at the expense of losing valuable coverage. At Spencer Insurance we understand that price is important but we want to make
Spencer’s Tips on How to Save Money On Your Car Insurance. Read More »
RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips can help ensure that your trip will be a smooth experience. As your insurance agent, we urge you to follow
RV Insurance, Weather and Driving Conditions Read More »
