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Having A Baby

Congratulations!  Your world has changed. Welcome to parenthood. I remember back when I had my first child.  I kept looking for the instruction manual.  Well, you learn as you go.  All of us at Spencer Insurance wish you the very best! Now the responsibilities begin. . . Since there are no instruction manuals we thought

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Getting Married?

Congratulations on your engagement!  What do I do now that I am engaged? Insure your engagement ring Plan your wedding ceremony and reception Search the web for sites that help you plan your wedding. Ask people you know who were recently married how they planned their wedding. Purchase Wedding Insurance – Most people don’t know

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Spencer’s Tips on Long Term Care. . . What is Long Term Care and How Do I Prepare For it?

By Charles J. Spencer, CLU What you will find in this report: What is Long Term Care? What is the cost of Long-Term Care? What is my best Long Term Care option? What options do I have to pay for Long Term Care? Does Long Term Care Insurance make sense for me? Are there any

Spencer’s Tips on Long Term Care. . . What is Long Term Care and How Do I Prepare For it? Read More »

Condo Insurance: The Basics: What You Need to Know About Insurance On and In Your Owner Occupied Condominium or Townhouse

Condominium Insurance The Basics:   What You Need to Know About Insurance On and In Your Owner Occupied Condominium or Townhouse Understanding the Building Blocks of Insurance and Risk Reduction* As a prudent part of your investment, you need to place insurance – in addition to that provided by the association policies – on your Condominiums

Condo Insurance: The Basics: What You Need to Know About Insurance On and In Your Owner Occupied Condominium or Townhouse Read More »

Myth Busters

A TV show I enjoy watching is called Myth Busters and it is on the Discovery Channel.  They explore a myth each week to find if there is any truth to it.  Well, let’s do a little myth busting ourselves. One of your most valuable assets is your earning ability.  You drive an insured car,

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SPENCER TIPS ON “How to Protect Your Family When You Become Disabled and What You need to Know About Disability Insurance.”

By Charles J. Spencer CLU What you’ll discover in this report: How to protect your income if you get hurt… Surprising statistics on how commonly “average” people suffer an income- stopping disability… Why some kinds of so-called disability insurance are not enough… How much to buy…how much not to buy Insurance jargon demystified…and much, much more! People commonly think about insurance

SPENCER TIPS ON “How to Protect Your Family When You Become Disabled and What You need to Know About Disability Insurance.” Read More »

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