October is Fire Prevention Month. You will hear many tips this month on how to prevent fires. This is great information. I suggest you pay close attention to this valable advice and make sure your family has a Family Escape Plan! Fires are one of those unexpected disasters that most people think will not happen […]
Fire and Smoke Damage Tips Read More »
Earthquakes, hurricanes and flooding? I must be talking about the West Coast, Midwest and Mississippi Valley regions. Before August and September of 2011 if I talked to clients about earthquake insurance and flood insurance, people would look at me like I had two heads! August and September changed all that! I don’t know about you
Are the hurricanes, tornados, earthquakes, wild fires and flooding over? Read More »
A recent article in USA TODAY reports on a study that estimates that 13.8% of drivers allow their car insurance to expire even though car insurance is mandatory in most states! How much Uninsured and Underinsured Motorist coverage do you have on your car insurance policy? Many insurance companies do not want you to have
1 in 7 drivers Uninsured! Read More »
The days when children just took a pen, ruler and protractor in a pencil case, plus maybe some lunch money, to school are long gone. These days they carry a small fortune in electronic equipment, wear more expensive clothes and use designer-label sportswear for gym sessions. That means they’re more vulnerable to loss and you’re
Protection For School Valuables Read More »
Do you see life insurance as a bet? “I am betting I will live and the Insurance Company is betting I will die.” I hear this phrase too often! Here is one of my secrets. . . We are all going to die! The question is WHEN. I urge you to get a life insurance
Don’t Bet your Life! Read More »
I felt my first earthquake last Tuesday and it was strange. I thought our large dog, Bella, was banging into my chair. That was before my desk started shaking and there was no dog in sight. Fortunately for our area it does not seem that there was much damage and our dog Bella is fine.
An Earthquake, Hurricane Irene and Tornados; Are you prepared for an emergency? Read More »
We hope all our clients and friends are safe after this recent hurricane. Spencer Insurance Agency is here to help you recover from Hurricane Irene. Hopefully the following information will be useful for you. Now that Irene has passed our area the clean up begins. If you need to make a claim with your insurance
What should you do after Hurricane Irene? Read More »
This weekend our area could see a major storm. It may be Hurricane Irene, Tropical Storm Irene, or just heavy rains and thunderstorms. Any of these scenarios can cause significant damage to your home and car. I urge you to prepare your home for the possibility of heavy rain, flooding and high winds this weekend.
Prepare for this weekend’s storm Read More »
Most of you probably have children back in school, or returning to school soon. We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins
Back to School Bus Safety Tips Read More »
Beware of your Employer Group Long Term Disability! I always enjoyed math, but this is scary. Many employees rely on their employer’s Long Term Disability Plan to provide income for their family if they become disabled. Thankfully many companies offer this valuable benefit. However, if you make over $75,000 a year, be sure to read
When is 60% only 30%? Read More »
