I just wanted to remind you that Daylight Savings Time ends at 2:00 Pm on Sunday, November 6th. So, on Saturday night, make sure you move your clocks back an hour so you’ll be on time for your Sunday events. Use the extra hour to change the batteries in your smoke alarms and flashlights. Keep
Daylight Savings Time ends this weekend! Read More »
Are you prepared for Halloween? Halloween is a cherished tradition but the excitement of the night can cause children to forget to be careful. Both children and adults need to think about safety on this annual day of make-believe. Below are some great tips to help you and your children have a safe and fun
Halloween Safety Tips Read More »
During the recent hurricane, Spencer Insurance Agency sent email alerts to our clients. These alerts were designed to both help you prepare for the approaching hurricane and help you recover after the hurricane. We sent tips from FEMA and the American Red Cross along with a list of our companies’ claim reporting numbers. Unfortunately not
Did you receive our Email Alerts during Hurricane Irene? Read More »
I always enjoyed math, but this is scary. Many employees rely on their employer’s Long Term Disability Plan to provide income for their family if they become disabled. Thankfully many companies offer this valuable benefit. However, if you make over $75,000 a year, be sure to read the fine print in your employee benefits manual
When is 60% only 30%? Beware of your Employer’s Group Long Term Disability! Read More »
October is Fire Prevention Month. You will hear many tips this month on how to prevent fires. This is great information. I suggest you pay close attention to this valable advice and make sure your family has a Family Escape Plan! Fires are one of those unexpected disasters that most people think will not happen
Fire and Smoke Damage Tips Read More »
Earthquakes, hurricanes and flooding? I must be talking about the West Coast, Midwest and Mississippi Valley regions. Before August and September of 2011 if I talked to clients about earthquake insurance and flood insurance, people would look at me like I had two heads! August and September changed all that! I don’t know about you
Are the hurricanes, tornados, earthquakes, wild fires and flooding over? Read More »
A recent article in USA TODAY reports on a study that estimates that 13.8% of drivers allow their car insurance to expire even though car insurance is mandatory in most states! How much Uninsured and Underinsured Motorist coverage do you have on your car insurance policy? Many insurance companies do not want you to have
1 in 7 drivers Uninsured! Read More »
The days when children just took a pen, ruler and protractor in a pencil case, plus maybe some lunch money, to school are long gone. These days they carry a small fortune in electronic equipment, wear more expensive clothes and use designer-label sportswear for gym sessions. That means they’re more vulnerable to loss and you’re
Protection For School Valuables Read More »
Do you see life insurance as a bet? “I am betting I will live and the Insurance Company is betting I will die.” I hear this phrase too often! Here is one of my secrets. . . We are all going to die! The question is WHEN. I urge you to get a life insurance
Don’t Bet your Life! Read More »
I felt my first earthquake last Tuesday and it was strange. I thought our large dog, Bella, was banging into my chair. That was before my desk started shaking and there was no dog in sight. Fortunately for our area it does not seem that there was much damage and our dog Bella is fine.
An Earthquake, Hurricane Irene and Tornados; Are you prepared for an emergency? Read More »
