General

Tips for Long-Term Care Insurance Planning

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with …

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Summer is upon us! I thought this would be a good time to share some “Summer Tips” with you.

Beach and Pool: Skin Cancer is a serious problem. Make sure you use sunscreen, UVA/UVB sunglasses, and wear a hat to avoid prolong exposure to the sun. Grill Safety: Keep an eye on that gas grill and make sure the hoses have not been chewed by animals. Make sure to clean the grill periodically as …

Summer is upon us! I thought this would be a good time to share some “Summer Tips” with you. Read More »

Help us Help a Charity!

Steve and Charlie Spencer present checks to the Abington Township Police Athletic League and The Society of St. Vincent DePaul. Each quarter Spencer Insurance chooses a charity to be the beneficiary of the Spencer Referral Rewards Program. Spencer Insurance donates $5 for each referral we receive from our clients and friends. In addition, Spencer Insurance …

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When is 60% only 30%?

Beware of your Employer Group Long Term Disability! I always enjoyed math, but this is scary. Many employees rely on their employer’s Long Term Disability Plan to provide income for their family if they become disabled.  Thankfully many companies offer this valuable benefit. However, if you make over $75,000 a year, be sure to read …

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Thank you Veterans!!!

Thursday November 11, 2011 marks the annual celebration of Veterans Day.  All of us at Spencer Insurance would like to thank our Veterans for their sacrifice and service to our country.  It is because of our Veterans that we enjoy the freedom we have today. Take a moment on November 11th to think about and …

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