I would like to share some tips with you as your prepare your house for winter. Many of these tips will help you avoid potential homeowner’s insurance claims. Also, now is the time to call your agent to make sure you have the proper coverage. Having claims can increase your Homeowner’s insurance premiums. So to help keep your insurance cost low here are a few tips:
- Winterize your house
- Insulate pipes
- Insulate walls and attics
- Caulking and weather stripping doors and window will save energy costs
- Check your fireplace and chimney and make sure they are clean and free of nests
- Check your thermostat and furnace
- Clean your gutters and downspouts
- Put new batteries in your smoke and carbon monoxide detectors
- Make sure your fire extinguishers are in working order
- Drain your garden hoses
- Tune up the snow blower and drain gas from your lawn mower
- Make sure you have snow shovels and salt
- Learn how to shut off your water valve should a pipe burst
- Make a plan on checking on your elderly family members
Making preparations now can help you reduce claims and save money on your homeowner’s insurance and reduce your energy costs.
For more tips on saving money on your insurance visit our website.
