You may have heard about insuring your wedding day, but do you know exactly what wedding insurance is and what it protects? There are many things that can occur to ruin your big day! Anything can put a damper on your wedding, from sudden cancellations to stolen gifts, or a damaged gown. Wedding insurance can help protect you from unforeseen disasters and give you peace of mind.
Not sure what wedding insurance really is? Basically, wedding insurance helps protect the investment that you or someone else has into your special day. For example, if your photographer doesn’t show up and you have to find a last-minute replacement for double the original price, this is considered a wedding day financial loss, and wedding insurance can help protect you from it.
Wedding insurance can cover many different aspects of your wedding. It can cover problems that occur with the venue, weather, vendors, key people, sickness, injury, or unexpected military or job obligations. Wedding insurance doesn’t cover cold feet, jewelry, gemstones, or pearls.
Wedding insurance can vary in cost depending on the coverage that you are looking for. The average cost can range from $155 – $550. You may also want to consider liability coverage. A general liability plan can cost about $185 and covers up to $1,000,000 in accidents.
The sooner you get wedding insurance, the better off you are. Keep in mind, some insurance companies have limitations and restrictions about how far in advance you can get wedding insurance.
Give our office a call to discuss all your wedding insurance options! (215) 885-2200