Life insurance is an essential financial tool that provides financial security for your loved ones in times of need. Selecting the right life insurance policy is a decision that requires careful consideration, as it will impact the future well-being of your family. To help you make an informed choice, here are nine important questions to […]
9 Questions to Ask When Shopping for Life Insurance Read More »
Insurance is built on the idea that you should prepare in case something happens. If you get into an accident, you need to have auto insurance. If you buy a home and something were to happen, like theft or a fire, you need to have homeowners’ insurance to cover the costs. The list can seemingly
Is a Whole Life Insurance Policy Right for You? Read More »
The new year is a time of reflection; a ready-made reminder to us all that we should perhaps take stock of what’s happened and what will come next. And this makes it an excellent time to evaluate our insurance policies and make sure everything is on track going into 2023. Insurance should never be a
New Year’s Resolutions for Insurance Read More »
It’s no secret that life insurance should be an essential part of anyone’s financial future – especially if you are in your mid-twenties. With the burden of student debt, rising home costs, entry level jobs that expect more and pay less, life insurance can seem like a cost that might matter later, but certainly not
Why Your Twenties is the Best Time for Life Insurance Read More »
There’s nothing worse than hitting a roadblock when you’re trying to do the right thing to protect your family, right? Like applying for life insurance only to find out your application has been denied. If this happens, what’s your next move? Don’t worry: There are options out there, and as your insurance agent, we’re here to walk
What to Do If Denied Life Insurance Read More »
Life insurance is a powerful tool. It’s a means of ensuring that your loved ones are taken care of even after you’re gone. Can you apply for a life insurance policy if you have a mental health condition? The short answer is yes. When purchasing life insurance coverage, your health history is a big factor in whether
Can I Get Life Insurance If I Suffer from Anxiety Disorder or Depression? Read More »
Congratulations! She said “yes” to your proposal! Aside from getting valuable items insurance for the ring, you should consider purchasing wedding insurance for your big day. When you purchase wedding insurance, you are protecting yourself in the event of a cancellation or postponement, as well as against any liabilities associated with the wedding. Purchasing insurance
Insure Your Big Day Read More »
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the beneficiary after the insured’s death. Very often, however, life insurance claims get denied for a variety
Common Reasons Why Insurers Deny Life Insurance Claims Read More »
Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than you thought. As your insurance agent, it’s important to us that you
Critical Times in Life That You Need Life Insurance the Most Read More »
We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your children. As your insurance agent, we care about you and your family so
Should You Buy Life Insurance for Children? Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
