Month: September 2021

Having A Baby

Congratulations!  Your world has changed. Welcome to parenthood. I remember back when I had my first child.  I kept looking for the instruction manual.  Well, you learn as you go.  All of us at Spencer Insurance wish you the very best! Now the responsibilities begin. . . Since there are no instruction manuals we thought …

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Getting Married?

Congratulations on your engagement!  What do I do now that I am engaged? Insure your engagement ring Plan your wedding ceremony and reception Search the web for sites that help you plan your wedding. Ask people you know who were recently married how they planned their wedding. Purchase Wedding Insurance – Most people don’t know …

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Spencer’s Tips on Long Term Care. . . What is Long Term Care and How Do I Prepare For it?

By Charles J. Spencer, CLU What you will find in this report: What is Long Term Care? What is the cost of Long-Term Care? What is my best Long Term Care option? What options do I have to pay for Long Term Care? Does Long Term Care Insurance make sense for me? Are there any …

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Condo Insurance: The Basics: What You Need to Know About Insurance On and In Your Owner Occupied Condominium or Townhouse

Condominium Insurance The Basics:   What You Need to Know About Insurance On and In Your Owner Occupied Condominium or Townhouse Understanding the Building Blocks of Insurance and Risk Reduction* As a prudent part of your investment, you need to place insurance – in addition to that provided by the association policies – on your Condominiums …

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Myth Busters

A TV show I enjoy watching is called Myth Busters and it is on the Discovery Channel.  They explore a myth each week to find if there is any truth to it.  Well, let’s do a little myth busting ourselves. One of your most valuable assets is your earning ability.  You drive an insured car, …

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