In less than 10 years, all of the nearly 70 million baby boomers will have reached the age of 65. As this massive generation starts to reach an age where extended care is needed, how will families shoulder the cost. Long-term care insurance (LTCI) can be an integral part of any family’s plan no […]
Is Long Term Care Insurance right for you? Read More »
Q: Should I purchase the supplemental Life Insurance offered by my employer? A: Many employers offer Group Life Insurance coverage. Some of this coverage is provided free as an employee benefit. Many times you can purchase supplemental coverage and the cost will be deducted from your paycheck. Should I buy this additional coverage? There are
Open Enrollment is coming soon. What you need to know . . . Read More »
Help us pick a charity AND SUPPORT YOUR LOCAL FIRE COMPANY! For the 4th quarter of 2019 you, our clients will pick the charity that Spencer Insurance will highlight and send a donation. October is Fire Prevention Month and we want to thank our first responders and support a local fire company. Email Charlie
Support your local fire company! Read More »
The start of fall was more like summer. Hopefully, the crisp and cool fall days will be upon us soon. Spencer Insurance Agency helps protects you should you have a claim. But more importantly Spencer Insurance Agency wants to help you avoid claims. Even with the best coverage claims are a nuisance. With that in
Want to avoid Claims . . . Read More »
October is Long Term Care Insurance Awareness Month. Traditional long term care (LTC) insurance policies have become less popular as the renewal cost rose each year making them unaffordable in many cases. When LTC insurance policies were first introduced there was not much data on claims so a lot of assumptions were used. As
Is Long Term Care Insurance right for me? Read More »
Now is the time to ask “How does my college student affect my car and home insurance? Congratulation on your child’s achievement! As you prepare to send your child to college let’s review some important items. Is their “stuff” covered on while at a dorm or off campus apartment? Generally, as long as your
Is your child settled into college? Read More »
Spencer Insurance Agency is a local, second generation, family, independent insurance agency located in Jenkintown, Pennsylvania. The agency was founded by Edward F. Spencer and Walter R. Hauck in 1963. The family tradition continues with Ed’s sons Charlie and Steve. The agency’s personal and business clients are located throughout state of Pennsylvania especially in the Philadelphia area including Montgomery
Why should I use an independent agent? Read More »
Here is some information from our website about downsizing and preparing for retirement. Your life has changed. It is a lot different than it was a few years ago. Your children graduated from college, possibly married and are out on their own. You and your spouse are now empty nesters. Or possibly your child
Are you getting ready to downsize and prepare for retirement? Read More »
Here is an important article from our website on how separation and divorce affects your insurance coverage. You are thinking or have decided that separation or divorce is your only solution. What do you do now? We at Spencer Insurance Agency are not attorneys and do not provide legal advice. However, we understand that
How does divorce and separation affect my insurance? Read More »
Summer brings a break from school and an increase in the time your teen drivers spend in the car. Here are a couple tips: Spend some time with your teen driver in teaching them how to merge onto an expressway or interstate highway and practice changing lanes. Many of us will travel to vacation
School is out! Time for that talk with your teen driver . . . Read More »
