When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about homeowners insurance. When you decide you want to buy […]
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Renting Your Property on AirBnb If you are trying to earn a little extra money for the New Year, the answer may be in your spare room! AirBnb can be a great way to utilize an empty home, or room, and generate some much needed income. AirBnb is an online marketplace that connects people who
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Generator Safety Tips Choosing the right generator is the first step in generator safety. Here are a few easy ways to figure out which size generator is best for you, provided by Red Cross. Add up the power requirements of the appliances and devices you will want to use. Add up the wattage of all
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The start of fall was more like summer. Hopefully, the crisp and cool fall days will be upon us soon. Spencer Insurance Agency helps protects you should you have a claim. But more importantly Spencer Insurance Agency wants to help you avoid claims. Even with the best coverage claims are a nuisance. With that in
Want to avoid Claims . . . Read More »
Did you get a drone for Christmas? I imagine they are a lot of fun. I know the first thing you did when you purchased the drone was to call your insurance agent to see if you have property or liability coverage for your drone, right? Well, the funny thing is that I have not
Do you have a drone? Read More »
We hear this question from clients so I thought some of you are probably not asking us this question but are thinking about it. So let me answer the question. There are many factors that will affect your homeowner’s insurance premium including making a claim and increases in replacement value coverage on your home. Weather
Why does my homeowner’s insurance premium increase every year? Read More »
Candles, fires (indoors in your fireplace and outdoors in your fire pit), strands of lights and Christmas Trees can make your home look beautiful for the holiday season. Be extra careful during this time of year. Remember most home fires occur during the winter months so we want to share some safety tips. If
As the holidays decorating season approaches, some safety tips. . . Read More »
This Saturday night we welcome the extra hour sleep as we turn the clocks back one hour. But don’t forget the more important task when turning clocks back: Check your smoke detectors and fire extinguishers. If you have smoke detectors that have removable batteries then change those batteries. Many of the smoke detectors today
Turn the clocks back and check your smoke detectors and fire extinguishers. Read More »
As summer comes to a close I ask “will we get rid of this rain and humidity.” I am looking forward to some crisp fall days and seeing the beautiful change of the color of the trees. But it would not be fall without Spencer’s fall safety tips. Check these tips out so you
Fall is here and so are the Spencer Agency’s fall safety tips! Read More »
Hurricanes are very unpredictable and the predicted paths can change, but this does not mean we should not prepare for the worse. Fortunately it looks like our area is going to be spared from the brunt of the storm but a big impact of this storm is the potential for up to 30 inches
