How do I pay long term care expenses Archives - Spencer Insurance Agency Inc.

Understanding Long-Term Care Insurance: A Vital Investment for the Future

In today’s world, where life expectancy is increasing and healthcare costs are rising, planning for long-term care is a critical aspect of financial well-being. Long-term care insurance is a specialized policy designed to provide coverage for extended care services, offering individuals peace of mind and protection against the potentially overwhelming costs associated with chronic illnesses, …

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Is Long Term Care Insurance right for you?

Featured / By Charlie Spencer

In less than 10 years, all of the nearly 70 million baby boomers will have reached the age of 65. As this massive generation starts to reach an age where extended care is needed, how will families shoulder the cost. Long-term care insurance (LTCI) can be an integral part of any family’s plan no …

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Is Long Term Care Insurance right for me?

Featured / By Charlie Spencer

October is Long Term Care Insurance Awareness Month. Traditional long term care (LTC) insurance policies have become less popular as the renewal cost rose each year making them unaffordable in many cases. When LTC insurance policies were first introduced there was not much data on claims so a lot of assumptions were used. As …

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Are you getting ready to downsize and prepare for retirement?

Featured / By Charlie Spencer

Here is some information from our website about downsizing and preparing for retirement. Your life has changed. It is a lot different than it was a few years ago. Your children graduated from college, possibly married and are out on their own. You and your spouse are now empty nesters. Or possibly your child …

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What is the #1 threat to your retirement savings?

Featured / By Charlie Spencer

Even if you are in your thirties or forties you need to pay attention to this article. Your future retirement assets are at risk too. You insure your homes yet there is only a 1 in 300 chance of a house fire. You insure your cars and yet there is only a 1 in …

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Want to protect your retirement assets from the #1 threat?

Featured / By Charlie Spencer

You have worked all your life to accumulate a nice nest egg. Don’t let long term care expenses wipe out your nest egg in a few years! Did you know. . . · Chance of a house fire is 1 in 300 · Chance of an auto accident is 1 in …

Want to protect your retirement assets from the #1 threat? Read More »

Unsure about Long Term Care Insurance?

Featured / By Charlie Spencer

According to Medicare, at least 70% of people over 65 will need long-term care services at some point. Long-term care includes medical and non-medical care for people who have a chronic illness or disability. Non-medical care includes non-skilled personal care assistance, like help with everyday activities, including dressing, bathing, and using the bathroom. Check out …

Unsure about Long Term Care Insurance? Read More »

Confused about Long Term Care Insurance?

Life insurance, Value Added Services / By Charlie Spencer

I am not surprised when I hear people say that Long Term Care Insurance is so confusing that they do nothing. One of the problems is that too many agents make it confusing. It is very simple. Ask yourself “How much of my retirement assets do I want to protect form long term care expenses?” …

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How do I pay long term care expenses

Understanding Long-Term Care Insurance: A Vital Investment for the Future

Is Long Term Care Insurance right for you?

Is Long Term Care Insurance right for me?

Are you getting ready to downsize and prepare for retirement?

What is the #1 threat to your retirement savings?

Want to protect your retirement assets from the #1 threat?

Unsure about Long Term Care Insurance?

Confused about Long Term Care Insurance?

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