Want to protect your retirement assets from the #1 threat? | Spencer Insurance Agency, Inc

Want to protect your retirement assets from the #1 threat?

      

 

You have worked all your life to accumulate a nice nest egg.  Don’t let long term care expenses wipe out your nest egg in a few years!
Did you know. . .

·       Chance of a house fire is 1 in 300
·       Chance of an auto accident is 1 in 30
·       Chance  you will need Long-Term Care is 4 in 10

You did not question insuring your home and cars then why not insure that nest egg?

Many people only know about the traditional long term care insurance policies that are expensive and give you no return if you never need to use it.  I have seen my father’s long term care policy increase in premium two times so far at a 15% clip each time.  Many who live on a fixed income can’t afford these type of increases and are force to decrease their coverage or cancel their policy.

Today there are new options.  Many life insurance carriers have a long term care insurance rider you can add to a life insurance contract. It is a life insurance contract that allows you to take a percentage of your death benefit each month to pay for long term care expenses.   Since it is life insurance your beneficiaries would get the death benefit should you die before needing long term care benefits.

Contact Spencer Insurance today to learn more on how to protect your nest egg.  For more information on the long term care insurance check out our website.

As with all life insurance the cost is lowest when you are young and healthy so don’t wait another day to contact us.

Please feel free to pass this email to anyone you know who may want to protect their nest egg.

Have a great week,

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