kdentity fraud protection Archives - Spencer Insurance Agency, Inc

What do you do when your wallet gets stolen?

As the holiday shopping season gets into high gear Spencer Insurance Agency wants you to take measures to protect your wallet, credit cards, debits cards and ID cards.  We read about Identity Theft every day so protect yourself and know what to do if your wallet is stolen.

Here is a tip we emailed to our clients recently.

Have you ever had your wallet stolen?  If you have, then you’ve had that gut wrenching feeling in the pit of your stomach because someone has just stolen who you are.  Most everyone’s wallets hold the keys to their identity.  Below are a few protection points we’d like to share with you; you might have had your wallet stolen, but don’t let them steal your identity.  Be prepared!

  1. Have toll free numbers and credit cards lists ready in a handy place.  Cancel cards immediately.
  2. File a police report in the jurisdiction of the theft.
  3. Call the three national credit reporting agencies and have them put a “fraud alert” on your name and social security number.
  4. If you suspect someone is fraudulently using you SSN, call the SSA fraud line.

Important Numbers to Keep Handy:

  • Equifax: 1-800-525-6285
  • TransUnion: 1-800-680-7289
  • Experian (formerly TRW) 1-888-397-3742
  • Social Security Administration Fraud Line: 1-800-269-0271

A little planning can save you a lot of time if you wallet is stolen.  So take a couple minutes now to protect your identity.  Most homeowners have the ability to purchase Identity Theft coverage on your homeowner’s policy.  Check with your agent to make sure you have this valuable coverage.  For additional tips, including tips on saving money on your homeowner’s insurance and car insurance check out our resource page at www.spencerinsurance.com.

US Census Day was April 1st!!

numbersLast Thursday April 1st was US Census Day.  Hopefully you filled out your census and mailed it back already. The form is short and only asks 10 questions for each of the people living at your home.  It is very important for us to be counted so our townships and communities receive the proper government money.

If you have not completed the form you can expect a visit from a Census Taker to gather the information.  Make sure if you give someone information you check them out to make sure they are truly a Census Taker. 

Census Takers will have proper ID that you can check. You can also check with the local office to verify their identity. The number to the Philadelphia office is (215) 717-1020. Be careful giving out your information as with any undertaking there will be scams.

Be aware that the Census:

  • Does not use the internet to collect data or send emails.  So don’t open any attachments concerning the US Census
  • Census Takers will never ask for your full Social Security number
  • Census Takers will not ask for any money
  • Census Takers will not ask for PIN, passwords or any banking information

All Census workers take an “Oath of nondisclosure.” The penalty for unlawful disclosure is a fine of up to $250,000 or imprisonment of up to 5 years, or both.  If you have any questions about the US Census check out their website at http://2010.census.gov/.

Protect your identity at all times.  Talk to our office today and make sure you have Identity fraud coverage on your homeowner’s policy.