spencer insurance

Fireplace Safety Tips for the Holidays

Many find the winter holidays their favorite time of year with colorful decorations, warming their feet by the fire, hanging ornaments from the mantle and the special activities with friends and family. However, before hanging those ornaments by the fireplace, make sure to get a chimney inspection and cleaning prior to burning anything. If you’ve had your …

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Mold Damage Insurance Coverage – Personal & Commercial

Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or water intrusion that has gone on for some time below the property owner’s …

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