We meet with many clients and prospective clients to discuss their life insurance needs. One common thread is the lack of any estate planning. Most people equate estate planning with the wealthy. Yes, the wealthy need estate planning but don’t be fooled, so do the rest of us. What is Estate …
One of our responsibilities at Spencer Insurance Agency is to make sure you have the proper protection so you can go out and enjoy what you like to do. For example, many of our clients like to waterski, snorkel, scuba dive, Jet Ski, rock climb and ride motorcycles and ATV. You work hard so you …
Don’t forget to protect your family while you enjoy your summer activities! Read More »
Life Insurance Awareness Month is coming to a close. Before it does I wanted to share again with you a powerful story. If you have been procrastinating when it comes to the purchase of life insurance then you need to read “Rachel’s Story”. This is not fiction, it is real! I met Rachel through …
Have you put off buying life insurance? Check out Rachel’s Story. Read More »
This is the time of year we start looking ahead and planning for the future. We make resolutions and set goals. There are many items you need to evaluate as your prepare for retirement. You need to review your auto and homeowner’s insurance to make sure you are taking advantage of all discounts and …
I am preparing for retirement and downsizing. How does that affect my insurance? Read More »
When we are discussing homeowner’s insurance we talk about the replacement cost of your home. The replacement cost of your home is the amount of money you will need to rebuild your home if it was totally destroyed. You insure it for that amount because you don’t want to lose one of your largest assets, …
Your home is insured for its replacement cost, are you? Read More »
Facts from LIMRA: Three in ten American households are uninsured and half say they need more insurance. More than half of Gen X and Y households need more life insurance. One-third of wives own no life insurance at all – despite the fact that 7 in 10 households are dual-income households and nearly 30 percent …
What is keeping you from getting Life Insurance? Read More »
Sadly, many times the response I receive to this question is never. Most people think or inquire about life insurance when they get married, have a baby or get a mortgage, but few people ever review their life insurance to make sure it is still the proper protection. My daughter Patty and her husband Josh …
When was the last time you reviewed your life insurance? Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
