The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning out your gutters, checking for dead trees […]
Spring Home Maintenance Tips Read More »
If you are a homeowner, or perhaps rent a home in which you are responsible for a certain level of maintenance, it is critical to winterize your home’s water system before the temperature drops to help ensure a winter season free from frozen pipes and potential water damage. As water freezes, it expands, which can
Winterize Your Home Water System Read More »
Picture this: a warm fire with roasted marshmallows. The weather is 70 degrees and all of your close family and friends are with you. Yes, owning a fire pit is enjoyable, but a huge responsibility. Laying down rules and being aware of the safety hazards around them is useful for prevention of any fires or
If you own a home, you may already know that home insurance is essential for protecting your investment. However, with so many different home insurance policies, it can take time to understand which one is right for you. In this blog, we’ll break down the different types of home insurance policies, so you can make
Understanding Different Types of Home Insurance Policies Read More »
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: Preparing for a Flood Know Your Risk for Floods – Visit FEMA’s Flood Map
Flood Preparedness: Before, During, and After Read More »
The new year is a time of reflection; a ready-made reminder to us all that we should perhaps take stock of what’s happened and what will come next. And this makes it an excellent time to evaluate our insurance policies and make sure everything is on track going into 2023. Insurance should never be a
New Year’s Resolutions for Insurance Read More »
Many find the winter holidays their favorite time of year with colorful decorations, warming their feet by the fire, hanging ornaments from the mantle and the special activities with friends and family. However, before hanging those ornaments by the fireplace, make sure to get a chimney inspection and cleaning prior to burning anything. If you’ve had your
Fireplace Safety Tips for the Holidays Read More »
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or water intrusion that has gone on for some time below the property owner’s
Mold Damage Insurance Coverage – Personal & Commercial Read More »
According to the Center for Disease Control (CDC), there are about 36,000 injuries caused by chainsaws every year. Approximately 40 percent of all chainsaw accidents occur to the legs and well over 35 percent occur to the left hand and wrist. The average chainsaw injury requires 110 stitches and medical costs for chainsaw injuries amount to at least $350
Proper Chainsaw Safety and Operation Read More »
The Fall Season can be a beautiful time of the year in our area. With cooler temperatures and the leaves changing, the fall is a great time of the year to get out of the house and enjoy the outdoors. Fall is also a great time to prepare for those cold winter days that are
Fall Maintenance Tips for your Home and Auto Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
