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homeowners insurance in Montgomery county

The Rising Cost of Insurance: Why Are Premiums Increasing and How to Save?

Homeowner's Insurance /

The cost of insurance has been on the rise across various industries, affecting homeowners, drivers, businesses, and individuals seeking health and life coverage. Many policyholders are noticing higher premiums when it comes time to renew their policies, leading to concerns about affordability and financial stability. Understanding why these increases are occurring and what can be […]

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Ensuring Your Home is Properly Covered for a Disaster

Home safety, Homeowner's Insurance, umbrella, umbrella policy, Valuable items /

How to avoid being underinsured For many people, their home is their greatest asset, so it is critical to avoid being underinsured. To properly insure your home, it is important to ask your insurance professional four key questions. 1. Do I have enough insurance to rebuild my home? Your policy needs to cover the cost

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Fire Pit Safety

Home safety /

Picture this: a warm fire with roasted marshmallows. The weather is 70 degrees and all of your close family and friends are with you. Yes, owning a fire pit is enjoyable, but a huge responsibility. Laying down rules and being aware of the safety hazards around them is useful for prevention of any fires or

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Fireplace Safety Tips for the Holidays

Featured, General, Home safety /

Many find the winter holidays their favorite time of year with colorful decorations, warming their feet by the fire, hanging ornaments from the mantle and the special activities with friends and family. However, before hanging those ornaments by the fireplace, make sure to get a chimney inspection and cleaning prior to burning anything. If you’ve had your

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Mold Damage Insurance Coverage – Personal & Commercial

Home safety /

Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or water intrusion that has gone on for some time below the property owner’s

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Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.

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