safe teen driver Archives - Spencer Insurance Agency Inc.

The Rising Cost of Insurance: Why Are Premiums Increasing and How to Save?

The cost of insurance has been on the rise across various industries, affecting homeowners, drivers, businesses, and individuals seeking health and life coverage. Many policyholders are noticing higher premiums when it comes time to renew their policies, leading to concerns about affordability and financial stability. Understanding why these increases are occurring and what can be […]

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Auto Insurance Costs

Auto Insurance / Charlie Spencer

If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Spencer Insurance Agency, Inc. will help you understand

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SAFE DRIVING MEANS SAVING MONEY

Featured / Charlie Spencer

Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so. Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect data by using a cell phone app or a small

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Buying Auto Insurance When You Don’t Drive

Featured / Charlie Spencer

If you don’t have a driver’s license, then you don’t need auto insurance. Seems reasonable – you wouldn’t buy a flight out of the country without your passport. However, you can buy insurance without a license, so the option exists. It must exist for some reason, right? There are a couple reasons and they are

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Emergency Preparedness Winter Car Kit

Featured / Charlie Spencer

Having the proper items in your car during the winter can be the difference between life and death during a critical situation. The items listed below can help provide comfort and save your life. Along with the following items, you’ll want to be sure you have a fully charged phone before hitting the road. This

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Routine Vehicle Maintenance

Featured / Charlie Spencer

Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To keep your car running and avoid potentially costly breakdowns, you should get into the habit of conducting these regular vehicle maintenance tasks. Change the

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School is out! Time for that talk with your teen driver . . .

Featured / Charlie Spencer

Summer brings a break from school and an increase in the time your teen drivers spend in the car. Here are a couple tips: Spend some time with your teen driver in teaching them how to merge onto an expressway or interstate highway and practice changing lanes. Many of us will travel to vacation

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“Why did my car insurance rates go up when I haven’t any accidents or claims?”

Featured / Charlie Spencer

We hear this question often from our clients. Car insurance rates for all companies have increased over the last few years and I’d like to address some of the reasons: While technology in cars can make them safer on the road, it also adds to the cost to repair the car. My new Camry

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Fall is here and so are the Spencer Agency’s fall safety tips!

Featured / Charlie Spencer

As summer comes to a close I ask “will we get rid of this rain and humidity.” I am looking forward to some crisp fall days and seeing the beautiful change of the color of the trees. But it would not be fall without Spencer’s fall safety tips. Check these tips out so you

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Do you know someone who is a parent of a teen driver . . .

Featured / Charlie Spencer

If you have a teen driver continue reading. If not, forward this message to a friend or family member who is a parent of a teen driver. You will be doing them a favor. I remember when my four children were teen drivers. My head was spinning. I had to teach them how to drive

Do you know someone who is a parent of a teen driver . . . Read More »

safe teen driver

The Rising Cost of Insurance: Why Are Premiums Increasing and How to Save?

Auto Insurance Costs

SAFE DRIVING MEANS SAVING MONEY

Buying Auto Insurance When You Don’t Drive

Emergency Preparedness Winter Car Kit

Routine Vehicle Maintenance

School is out! Time for that talk with your teen driver . . .

Fall is here and so are the Spencer Agency’s fall safety tips!

Do you know someone who is a parent of a teen driver . . .

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