If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Spencer Insurance Agency, Inc. will help you understand …
Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so. Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect data by using a cell phone app or a small …
If you don’t have a driver’s license, then you don’t need auto insurance. Seems reasonable – you wouldn’t buy a flight out of the country without your passport. However, you can buy insurance without a license, so the option exists. It must exist for some reason, right? There are a couple reasons and they are …
Having the proper items in your car during the winter can be the difference between life and death during a critical situation. The items listed below can help provide comfort and save your life. Along with the following items, you’ll want to be sure you have a fully charged phone before hitting the road. This …
Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To keep your car running and avoid potentially costly breakdowns, you should get into the habit of conducting these regular vehicle maintenance tasks. Change the …
Summer brings a break from school and an increase in the time your teen drivers spend in the car. Here are a couple tips: Spend some time with your teen driver in teaching them how to merge onto an expressway or interstate highway and practice changing lanes. Many of us will travel to vacation …
School is out! Time for that talk with your teen driver . . . Read More »
We hear this question often from our clients. Car insurance rates for all companies have increased over the last few years and I’d like to address some of the reasons: While technology in cars can make them safer on the road, it also adds to the cost to repair the car. My new Camry …
“Why did my car insurance rates go up when I haven’t any accidents or claims?” Read More »
As summer comes to a close I ask “will we get rid of this rain and humidity.” I am looking forward to some crisp fall days and seeing the beautiful change of the color of the trees. But it would not be fall without Spencer’s fall safety tips. Check these tips out so you …
Fall is here and so are the Spencer Agency’s fall safety tips! Read More »
If you have a teen driver continue reading. If not, forward this message to a friend or family member who is a parent of a teen driver. You will be doing them a favor. I remember when my four children were teen drivers. My head was spinning. I had to teach them how to drive …
Do you know someone who is a parent of a teen driver . . . Read More »
Spencer Insurance Agency wants to help you, the parents of teen drivers. This was the reason behind the Spencer Insurance Agency’s Parent of Teen Drivers website. Here are some statistics in an article by teendriversource.org: 75% of serious teen crashes are due to critical errors such as: Lack of scanning that is needed to …
National Teen Driver Safety Week is October 15-21, 2017 Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
