We should all have at least one fire extinguisher somewhere in our home, but it’s not enough to simply keep one under the kitchen sink. If there is a fire, your safety—and the safety of your home—depends on knowing how to properly use that fire extinguisher. As your insurance agent, we strongly urge you to […]
How to operate and use a Fire Extinguisher Read More »
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the beneficiary after the insured’s death. Very often, however, life insurance claims get denied for a variety
Common Reasons Why Insurers Deny Life Insurance Claims Read More »
We had another crazy winter. More snow down the shore and February days in the 60s. I am sure all of us will be glad to see warmer days and more hours of sunlight so we can get outside more. Enjoy your Spring. Now that Spring is here Spencer Insurance has some tips for things
Spring is in the Air Read More »
What Cybercriminals Don’t Want You to Know Thieves are working extra hard this tax season to steal your information and gain access to your money. These cybercriminals use email and phone scams to trick taxpayers into revealing valuable information. In a tax tip article, “Don’t take the bait”, the Internal Revenue Service (IRS) says, “The
11 Ways to Keep Your Identity Safe this Tax Season Read More »
Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than you thought. As your insurance agent, it’s important to us that you
Critical Times in Life That You Need Life Insurance the Most Read More »
We’ve all heard the song “If you like it, then you should’ve put a ring on it.” We like to say “If you like it, then you should’ve put insurance on it!” Whether you are planning a sweet proposal, or buying a new piece of art for your home, you will want to protect your
Valuable Items Insurance Read More »
We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your children. As your insurance agent, we care about you and your family so
Should You Buy Life Insurance for Children? Read More »
Do Stay-at-Home Parents Need Life Insurance? One of the primary reasons to buy life insurance is to help replace your income if you have loved ones who count on you for financial support. But if you’re not working at a paying job, should you even bother getting coverage? In a word, yes. Because couples often
Do Stay-at-Home Parents Need Life Insurance? Read More »
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely.
Christmas Light Safety Do’s and Don’t Read More »
Thanksgiving is a time to gather around the dinner table in the company of family and friends and be thankful for all that you have. Thanksgiving is the peak day for home cooking fires, with unattended cooking as the leading contributing factor. Keep your holiday full of laughter and fun by following these safety tips.
Thanksgiving Safety Check Read More »
