Holiday travel is on the planner! But wintry weather and extensive travel time can lead to safety hazards. Here are seven holiday travel safety tips to know before you hit the road. 1. Have your car inspected or serviced before you leave, and keep an emergency kit in it. Car trouble is a common issue […]
Holiday Travel Tips Read More »
Many find the winter holidays their favorite time of year with colorful decorations, warming their feet by the fire, hanging ornaments from the mantle and the special activities with friends and family. However, before hanging those ornaments by the fireplace, make sure to get a chimney inspection and cleaning prior to burning anything. If you’ve had your
Fireplace Safety Tips for the Holidays Read More »
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or water intrusion that has gone on for some time below the property owner’s
Mold Damage Insurance Coverage – Personal & Commercial Read More »
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Spencer Insurance Agency, Inc. will help you understand
Auto Insurance Costs Read More »
It’s no secret that life insurance should be an essential part of anyone’s financial future – especially if you are in your mid-twenties. With the burden of student debt, rising home costs, entry level jobs that expect more and pay less, life insurance can seem like a cost that might matter later, but certainly not
Why Your Twenties is the Best Time for Life Insurance Read More »
According to the Center for Disease Control (CDC), there are about 36,000 injuries caused by chainsaws every year. Approximately 40 percent of all chainsaw accidents occur to the legs and well over 35 percent occur to the left hand and wrist. The average chainsaw injury requires 110 stitches and medical costs for chainsaw injuries amount to at least $350
Proper Chainsaw Safety and Operation Read More »
The seasons are beginning to change and before we know it, cold weather will be here! The seasonal changes affect your vehicle in many different ways. Regular vehicle maintenance along with seasonal-specific car care tasks will help your vehicle last throughout the changes. Check Fluids: This is the most important car care routine. The fluids
Vehicle Maintenance Checklist for Fall Read More »
There’s nothing worse than hitting a roadblock when you’re trying to do the right thing to protect your family, right? Like applying for life insurance only to find out your application has been denied. If this happens, what’s your next move? Don’t worry: There are options out there, and as your insurance agent, we’re here to walk
What to Do If Denied Life Insurance Read More »
The Fall Season can be a beautiful time of the year in our area. With cooler temperatures and the leaves changing, the fall is a great time of the year to get out of the house and enjoy the outdoors. Fall is also a great time to prepare for those cold winter days that are
Fall Maintenance Tips for your Home and Auto Read More »
You never know when disaster may strike and all your personal possessions are lost or damaged. Do you know how much your coin collection is worth? Do you know how many pairs of Nikes you have? That’s where a home inventory can help. Having a home inventory can help you purchase the amount of insurance
All About Home Inventories Read More »
Spencer Insurance Agency, Inc., an independent insurance agency, provides life insurance, disability insurance, auto insurance, home insurance, business insurance, and umbrella coverage.
