Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to repair any damages to your home before the first frost sets in. Taking the time to care […]
Fall Home Maintenance Checklist Read More »
When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about homeowners insurance. When you decide you want to buy
Homeowners Insurance Facts Read More »
The start of fall was more like summer. Hopefully, the crisp and cool fall days will be upon us soon. Spencer Insurance Agency helps protects you should you have a claim. But more importantly Spencer Insurance Agency wants to help you avoid claims. Even with the best coverage claims are a nuisance. With that in
Want to avoid Claims . . . Read More »
Did you get a drone for Christmas? I imagine they are a lot of fun. I know the first thing you did when you purchased the drone was to call your insurance agent to see if you have property or liability coverage for your drone, right? Well, the funny thing is that I have not
Do you have a drone? Read More »
We hear this question from clients so I thought some of you are probably not asking us this question but are thinking about it. So let me answer the question. There are many factors that will affect your homeowner’s insurance premium including making a claim and increases in replacement value coverage on your home. Weather
Why does my homeowner’s insurance premium increase every year? Read More »
Candles, fires (indoors in your fireplace and outdoors in your fire pit), strands of lights and Christmas Trees can make your home look beautiful for the holiday season. Be extra careful during this time of year. Remember most home fires occur during the winter months so we want to share some safety tips. If
As the holidays decorating season approaches, some safety tips. . . Read More »
As summer comes to a close I ask “will we get rid of this rain and humidity.” I am looking forward to some crisp fall days and seeing the beautiful change of the color of the trees. But it would not be fall without Spencer’s fall safety tips. Check these tips out so you
Fall is here and so are the Spencer Agency’s fall safety tips! Read More »
I am sure you have heard the saying “The devil is in the details.” This applies to insurance as well. When you shop around for insurance you may think you are being quoted the same coverage only to find out the reason the quote is cheaper is because you have lesser coverage.
The Devil is in the details . . . Read More »
Enjoy the Holidays and protect your home from accidental fires. With all the decorating that goes on around our homes this holiday season we need to make sure we protect our homes from accidents and fires. This video discusses some of the dangers that lurk this holiday season. In addition, check out
Did you know the winter holiday season is the peak season for home fires? Read More »
Happy Labor Day! I hope you enjoy the weekend! Labor Day means it is time to go back to school. Many of us remember or are experiencing our child’s first day of school. Excitement, Anxiousness, happiness, sadness are just a few things parents experience not to mention the kids. I think many times the first
