I recently wrote an article for our newsletter that may alarm you. Many people who earn large salaries and have a Group Long Term Disability Plan think they will have 60% of their earnings replaced by that plan when they are disabled. The reality is you may have less than 30%. Here is the article. […]
Making over $75,000 and have Group Long Term Disability? May not be enough. Read on. . . Read More »
When you are dealing with the very emotional and stressful time of a separation or divorce you may not realize how much these situation affect your insurance. Call us at 215-885-2200 to discuss your separation or divorce. Let us help educate you on the ways divorce and separation affect your insurance coverage: If you move
Important Insurance tips if you are getting separated or divorced. Read More »
Protect your investment. You hear this often. You do it for your car, home and retirement assets. You would not think twice about insuring these assets so why not that $25,000 wedding or that $10,000 you are paying to attend that destination wedding? If you are not planning a wedding or trip then please
‘Tis the Season for Wedding Insurance. Are you prepared? Read More »
I have group Long Term Disability Insurance. I’m okay, right?? The short answer is maybe but probably not. The good news is that you have some disability insurance. The bad news is you may have less than you think. If you make less than $50,000 then group long term disability insurance (LTD) is probably
Don’t get caught in the Group Long Term Disability Trap! Read More »
Spencer Insurance Agency provides area guides on our website to let you know about local events and attractions. We know we don’t have all the events and attactions listed so help us out. Let us know if we should add an annual event or attraction to our area guide. We will also promote the events
We need your help!! Read More »
Having a car accident can be a very traumatic experience especially when it is your first accident. Most car accidents are minor events so we want to give you a few tips. Cell phones can be very helpful in the event of an auto accident. Try to make sure the phone is fully charged
What to do if you are in a car accident. Read More »
Did you get married or engaged on Valentine’ Day. Do you know someone who did? Send them this information. We congratulate all those who were married or got engaged on Valentine’s Day. Spencer Insurance Agency has some tips for you as you plan your wedding or start your life as a married couple. Did you
Did you get engaged or married on Valentine’s Day. . . Read More »
Put those wonderful Valentine’s Day gifts in a safe place. Did you know that your homeowner’s policy limits the amount of coverage for certain items? Items such as money, jewelry, furs, silver, antiques, boats, trailers, guns, fine arts and other collectibles among other items have limited coverage under a homeowner’s policy. For example most homeowner’s
Make certain to insure that wonderful Valentine’s Day Gift. Read More »
Snow is coming eventually so here are some tips from Travelers Insurance when shoveling snow. When the driveway and walkways are coated in a thick blanket of snow, it is time to get a shovel out for what some consider to be a dreaded chore. But before you tackle the first snowfall of the season,
Snow is coming, eventually. . . Read More »
This tip is especially for the parents of teen drivers. Pass it on to someone you know who has a teen driver. Spencer Insurance wants to help take the stress out of teaching your teen driver to become a safe driver. You are required by the state of Pennsylvania to drive with your teen driver
Now is the time to take you Teen Driver out in the snow Read More »
